Before each and every non-essential purchase, ask yourself this one question:
Does this purchase support my long term goals?
Does yet another night of takeout dinner equate forty fewer dollars in your son’s college account? Or forty more dollars of debt? Or forty more dollars farther away from early retirement?
It’s okay to eat scrambled eggs for dinner if that decision moves you closer to your long term financial goals.
Ask yourself this question. Get in the habit.
“Use it up, wear it out, make it do or do without.”