Although most of our household expenses are set and ordered, there’s always those dreaded sudden unexpected, and frankly unwelcome expenses. Some might say they’re consistent enough to be, well . . . expected.
And like celebrity deaths, they seem to come in threes. (Pete Seeger, Phillip Seymour Hoffman and Shirley Temple come to mind.)
It seems like every time I blink my eyes, there’s another big ass expense vying for my attention and checkbook.
- My husband is being presented with a national award, which will be given in Washington D.C. His employer is covering the cost of the airfare, lodging and meals for the two of us, which is awesome! However, the ceremony coincides with spring break, and the cost of spring break plane tickets is ridiculously expensive. We ended up having to spend more than a $1100 for airfare alone to include the two boys. Of course we did it, but it pains me. Considerably. (We are extending the four day trip into a nine day trip by adding a week in New York City with my sister and her family, so that’s something.)
- Portland just finished a unseasonal cold snap that brought the fun of the polar vortex to the lil’ ol’ Pacific Northwest. It was fun to look at snow instead of never ending rain for a few days, but the pipes going from our basement laundry to our kitchen sink froze and then broke. Luckily, my husband is handy, so he was able to do the job himself. (Even if he did have to use a personal day from work to make it happen.) Unluckily, the supplies alone for this rather major plumbing job came to around $300! Last fall, my husband bought four $60 tickets to a now sold-out Pixies concert, which we decided to sell for face value. He’s selling two to one of his co-workers and I’m selling the other two to an old work buddy and we’ll almost break even. Bummer.
- My eighteen-year-old son is finishing up his last year of high school, and currently taking two A.P. classes, as he did his junior year. Annoyingly, he didn’t turn in his testing paperwork on time last year, which means he’ll be taking four different A.P. tests. And at $90 apiece, that adds up pretty quickly. Luckily, I have money set aside for college expenses which will cover this $340 expense. (Some might not include this as “unexpected expense,” but I do as I expected him to split this into two different years.)
I should have a distinct bank account set aside for these unexpected “emergency” expenses, but they have always gotten eaten up in the past when I’ve done this. And my drastically decreased work hours have eaten away at our cushion.
How do you handle life’s little (and big) unexpected expenditures? Please share your thoughts in the comments section below.
“Use it up, wear it out, make it do or do without.”
Click HERE to follow The Non-Consumer Advocate on Twitter.
Click HERE to follow The Non-Consumer Advocate on Instagram.
Click HERE to join The Non-Consumer Advocate Facebook group.
Click HERE to follow The Non-Consumer Advocate on Pinterest.