My husband and I just finished meeting with an investment planner, and in preparation, we needed to list all of our monthly expenses. To say it was an eye opener would be an understatement. I wouldn’t go so far to say that my family has undergone a lifestyle creep, but our expenses have definitely risen.
A loop of “I can’t believe how much we’re spending” started playing over and over in my head.
However, I forced myself to start thinking about the money we don’t spend, and I came up with this list.
We don’t spend money on:
- Have to take an airplane vacations.
- Paying others to do what we deem unpleasant or too busy to do ourselves.
- Disposable products.
- Childcare. (The kids would no longer need it, but we always worked opposite shifts in order to meet this goal.)
- Drinks out with the girls/boys.
- Expensive hobbies such as golf, fishing, scrapbooking.
- Impulse purchases such as cute sunglasses or kicky new sandals.
- Recreational vehicles.
- Regular restaurant dinners.
- Books or DVD’s.
- Regular alcohol usage.
- Vanity products such as designer purses or high end vehicles.
This helped to calm me down, and to remind myself that in fact, we’re doing just fine. And I could get back on track with my day of air drying the laundry, picking up on-sale butter and returning library books before they accrued a fine.
You know, my glamorous life.
So . . . What don’t you do? Please share your thoughts in the comments section below.
“Use it up, wear it out, make it do or do without.”