Five Frugal Things -- Spa Treatments for Me & My Coach Bag!
1. I drove across town for my free Supercuts Training Center haircut, which as always was a 100% positive experience. The certified hairdressers are closely guided by their manager and it takes no more time than a standard salon cut. If anything it's faster, as there are no added services that extend a traditional salon appointment. I tipped five bucks and enjoyed the experience of being a wee bit pampered.
2. I was close to Clackamas Town Center, so I popped into the Coach store to have them clean and condition the small leather pouch that I pulled out of a Goodwill bin last week. This is a free service for all their leather goods and now I just need to get it photographed and listed on eBay for my $100 Goodwill Gift Card Challenge.
As a reminder, here's how it looked when I found it -- all dry and scratched up:
3. Clackamas Town Center Mall is just a couple blocks away from Costco, so I drove over and grabbed honey, frozen chicken breasts and a rotisserie chicken. Sadly it was kind of late in the day and there were only a few sample stations.
The original designer bag!
4. I was hungry at this point and actually walked into the food court to grab a $1.50 hotdog, but instead talked myself into heading to the car, as "We have food at home!" plays constantly in my head. Dinner was a combination of the last of some leftover rice and beans, plus half an avocado and a handful of fresh warm rotisserie chicken. Perfect for a cold January evening!
5. I stopped into a regular Goodwill store on my way to get my hair cut, but didn't find anything worth buying for resale. The best bargain is money not spent.
Now your turn, what frugal things have you been up to?
I need to post your quote on my refrigerator....or maybe in my billfold: "The best bargain is money not spent." Brilliant!
Speaking of, I worked last night and was mightily tempted to purchase some really nice Christmas items for gift-giving next December. However, even at half-price on clearance, the item were priced too high, so I didn't buy them. They'll likely be bought before the manager slashes the prices again.
Despite my back hurting, I managed to work the entire 5 hour shift. (It wasn't easy. I was in pain.) I'm headed to the chiropractor in an hour, so hopefully they can do something.
Instead of bringing meds from home, I used the break room first aid cabinet's products to slather on some arthritis rub and take some powdered aspirin (that's all they had; it tastes horrible) during my work break.
Once more, I got complimented on my earring studs. Since I'm at work, where we sell earrings, I'm not able to tell people that mine come from Walmart -- I buy one of those cards that contain 20 pair for $9.99. They look fancy, some even look like pearls or gold, but they're really just painted plastic. And they last almost forever until/unless I lose one.(The ones our store sells cost $7.99 or more just for one pair. Although those are made of real metal and real costume jewelry "gems", not painted plastic. Being a cheapskate, I'll stick with what I have.)
I forgot about those cards of earrings, I used to love those when I was a kid. I think I'd buy them from Woolworth's.
Sorry about your back.
Katy,
Update: The sore back hurts a bit less today, post-chiropractor. So whether it's just the "tincture of time," as the British say, or her treatments, things are starting to improve. Thank you for your get well wishes.
Glad to hear!
I am admittedly jealous of your earring hack. I’m allergic to everything but platinum , so I just choose not to wear jewelry other than my engagement ring!
I am admittedly jealous of your earring hack. I’m allergic to everything but platinum , so I just choose not to wear jewelry other than my engagement ring!!!
1. Besides gas for my car I spent no money yesterday.
2. I thawed a smoked sausage from our freezer and cooked that up with some beans in the pantry.
3. It was my turn for carpool last night so I took my daughter and my nephew to swim practice. My nephew only lives 2 streets over and they’re on the same team.
4. My husband eats a frozen pizza every Friday so I had him stop on his way home to take advantage of a 3 for $10 deal and also use a $1 off coupon I clipped in the grocery app.
5. My grocery store has a free $7 coupon in their app. I had my husband download the app as well so we can save $14 total on separate transactions. I’m just picking up some odds and ends I need to complete meals.
You are so clever to combine all the grocery deals!
1. Heading on a 10 day tour of the Northeast Kingdom - Vermont and NH here we come! All accommodation was booked either on discount or on gift cards + some work payments and staying with friends. Also, 3 of the 5 places we are staying have kitchens and laundry, which will save us on eating out.
2. Packed up all extras for the trip out of the pantry, cutting down on buying snacks and sundries. Zip loc bags, paper towels, cereal, peanut butter, protein bars, and trail mix all went in a bag alongside a monster bag of potato chips.
Pro tip for those traveling by car to your rental house: Bring a knife wrapped in a dish towel from home. Knives at rentals are notoriously dull and there are never enough towels. Your dinner prep will thank you!
3. Forgot my water bottle at home, argh. DH is traveling north tomorrow and will bring it. Thought about quick solutions and remembered I packed a coffee travel mug, so I'm sipping out of that at the office instead of buying a disposable one. I contemplated stopping by Marshalls for a replacement then shuddered at storing yet ANOTHER water bottle at home!
4. We had a work team building night where a few of us went night skiing together 🙂 we got one run in and then the power went out! We received full refunds for our tickets. It was an adventure!
5. Charging my EV at work for free and at the hotel for very cheap. Avoiding costs at faster chargers which has been great.
I am very envious of your SuperCuts training center; we haven't got one where I live, and even SuperCuts and Great Clips are now very expensive for haircuts IMO!
Frugal things, temporary snowbird in Florida edition:
--We are here mostly for DH's conference in Orlando. A good friend of mine rents out her house to us, and it's an absolute bargain compared to either a hotel room, where we wouldn't be able to cook our own food, or an AirBnB.
--We brought our bikes so we've been mostly biking around, to the grocery store, to the parks, or walking to the free access beach 4 minutes away.
--Food is more expensive here, but so far our most expensive (overall) meal has been Publix subs, a first for us, bought on the way to a park for a picnic. Otherwise it's been groceries that make enough for dinner and lunch for four people.
--I haven't souvenir shopped, or shopped for anything really aside from groceries! I did poke my head into a little thrift shop, but saw nothing I needed or wanted.
--On our way back the plan is to stay one night at a hotel on an Air Force base--DH is a civilian government employee--which is much cheaper than a standard hotel.
1. I have a sparkly purse that I often carry over the winter. The pull tab for the zipper came off and I lost it. This made opening and closing the purse a real pain. I have pulled some fancy sparky key chains out of the Goodwill bins. I picked a nice one and clipped it in to the zipper. Instant pull tab! Now I can keep using my purse!
2. It’s my birthday month! I picked up my free Arby’s dessert (cherry turnover) and brought it home. It was delish with coffee for breakfast this AM.
3. I was able to get a big bag of Grinch Hershey kisses marked down to $4.87 at CVS. I clipped enough of my CVS cash back to get the bag for free! This is how I fuel my love of chocolate. I buy after the holidays when the special holiday wrapped kisses go on sale. It’s the same chocolate, just different foil wrapping.
4. Also at CVS I got 2 Burts Bees lip balm for $1.00 using CVS coupons and cash back. I also got a $4 cash back for buying 2 Burts Bees products. Win win win! And now my daughter is stocked for the winter with her favorite lip balm!
5. Made Mexican chicken taco soup with ingredients I already had. Froze the leftovers for later. Came out more the consistency of chicken chili but it’s yummy and filling.
Didn’t sell my soul to the devil by joining ICE, or deny the truth told by Epstein survivors.
I do the exact SAME thing with holiday chocolates! I got the Grinchie Kisses on clearance, but haven't opened it yet as I am still eating my Halloween Kisses that I got on clearance! Cheap chocolate for the win!!!
Clackamas... an old boyfriend (the only one my mother liked) has lived there for decades. Good to know that Coach cleans and conditions their goods for free.
1. Pocketed a penny found on the ground and husband found another penny next to that. In other words, we came into some money.
2. Watched Jay Kelly via our temporary Netflix subscription.
3. Finished two jigsaw puzzles and two books, all free. Brought them to the Little Free Library when I was done.
4. Found two unused poop bags on a walk. Speaking of, we continue to repurpose any plastic bag for picking up our pup's poop (e.g., frozen veggies, cracker box liners, even a Cheetos bag).
5. Not frugal but money very well spent: Made a sizable donation to my elementary school community that is experiencing challenges due to ICE activity.
MB: Thank you for your donation, #5. I am watching over my youngest relatives in MN from a far distance.
Between Covid messing up early schooling and activities, and now the turmoil going on, I wonder how their childhoods different from mine. I also wonder how rebels and activists are being presented examples now that will explode into movements over the next decades.
I found that the plastic sleeves that newspapers come rolled up in make good doggy doo bags.
Lisa, yes they do! A neighbor saves those for me - er, Lucy.
I had no idea Coach would do that. I bought a vintage (90s, how is the 90s vintage??) Coach purse on eBay almost 10 years ago for myself and really want it to be my purse for life bc I hate purse shopping. But it is looking worse for the wear these days. I think there is a Coach store in my city. Now I have a new frugal mission.
1. Speaking of tips from my favorite bloggers, I had "buy iron supplements" on my to-do list this week. Kristen of The Frugal Girl posted that the generic form of SlowFE (which is what my doc wants me taking) was BOGO at CVS. A - I didn't know there was a generic and B - it was on sale! So excited!!
2. I work from home on Thursdays, but had a lunch meeting I had to go to. I could have either dug my car out of the snow, driven to my meeting and parked far away or paid for parking OR I could have bundled up and walked 25 minutes. I walked, saved on gas and parking, and got exercise. And got to see the really pretty snow we are currently getting. Thankfully I have a very warm parka and boots, since the feels like temp is currently sitting at -1F.
3. Lunch was paid for by the person I was meeting - a delicious kale Caesar salad.
4. My "wear clothes more than once" challenge is going well. I wore the same business slacks three days in a row (M-W). Today, I re-wore the sweater I wore yesterday . And tomorrow my plan is to wear the sweater I wore on Monday. I know this is a very basic frugal thing, but it is new for me and I'm glad to be focusing on it. My dirty clothes hamper is half as full as it usually is by this point in the week.
5. We will be eating leftovers for dinner tonight. My brother and his fiance took us to a hockey game as our Christmas present last night (although my brother got sick and we had a friend use his ticket), so we sprung for dinner before the game. Love having leftovers.
Wear clothes more than once saves in so many ways. Clothes will last longer since they're not washed as frequently. You'll use less water, detergent, and electrify. Your washer and dryer will last longer and you'll save time. I am an advocate.
K D, me too. At risk of sounding unclean, the only things I wash religiously are underwear, socks, kitchen towels, hankies, rags and my husband's dirty work clothes.
Me three
Since I started wearing wool dresses from wool&, I wear them for a long time.
I wash socks and underwear every day, wear tights until the knees are baggy, the lovely house cleaner washes my bedding for me when she comes and also does the towels
because I wear two socks at a time, folding my laundry can be a pain, so I'm actually learning to have slightly different socks to make matching easier, lol. My broken arm means that folding socks is really uncomfortable however I have had friends and roommate do that chore for me and I'm very appreciative
When you can delay washing because you don't have many big things the socks can pile up!
This cold and snowy winter, I'm taking the "wear clothes more than once" challenge to new heights (or depths, depending on your POV)--especially with my snow-shoveling/bottlepicking/etc. grubbies. I may experiment with putting a couple of worn-out 100% cotton shirts from the grubbies in the compost pile in the spring and watching what happens. 😛
@A. Marie - a bit behind topic but if you want to deal with dust bunnies, get a kitten or two. Trust me they will find 80% of dust bunnies in your house.
They are not frugal and I don't care. I know I have double vaccines, microchips, spay, registration fee, complete baseline blood work when they are a year old. Blood work has been a godsend be it at age one year or when cat hits its teens.
Living frugal means the existing cat's vet expenses (over $500) are not a budget busters.
Our insurance agent suggested an indemnity plan when better half signed up for a Medicare Advantage plan. It will likely cover most, if not all, our our co-pay for his recent procedure. A bit of a paperwork for me but it is worth it.
Better half is close to finishing a repair on a yard item (read: a bit cold when you can't wear gloves to finish the repair). Another yard item has appeared to fail - a replacement has arrived. I can't complain as the item, which is used in our area that gets a real winter, has been in use for at least 10 years if not longer. There is no option to repair it. I need to see what recycle options exists.
1) "Rice and something" made a comeback on the menu last night. In this case, the "something" was leftover chicken, a wad of spinach, an onion and some garlic that is on its way out. Tasty, cheap and hot. Some hot sauce and avocado would have been nice, but we go with what we've got!
2) I'm almost done with making a dress from a thrifted pattern and fabric. The next draft will be slightly longer in the sleeves and hem (I already added 2"!) and a bit looser across the back, but it will be wearable.
3) With the kids being sick, they've eaten far less food. Chicken soup stretches that chicken a LOOOONG way!
4) I scored another cheap but high quality water bottle at a thrift store. With two boys running around we have an ever rotating cast of water bottles. I do claim MINE hard, and keep it washed!
5) Still taking the bus, packing my lunch, making my coffee and rocking the thrifted and me-made wardrobe.
Goota love a cheap high quality water bottle!
1. A friend gave me some boxes of herbal chai tea. It did not agree with her digestive system.
2. Our library is sponsoring a jigsaw puzzle exchange on Saturday. I will bring a puzzle we no longer want and see what I can get in exchange.
3. DH is cleaning out his work office. I gave away some picture frames.
4. I stopped into Grocery Outlet for grain free granola, Dollar Tree for $.50 greeting cards, and Aldi for produce and eggs.
5. I bundled up and walked outside.
I downloaded a couple of apps so I can drinks (Dutch Bros Coffee and H2O Tea) for free when out
Sold an item online for a friend. I get a small commission.
Your hair looks great! I'll have to try Supercuts when I get back to the states. I used to pay $80 for a haircut in Whidbey...best haircut I've ever had, but ridiculous.
I need to frugally find a microwave. People post them on our neighborhood FB group for free from time to time, but they tend to get taken quickly. I have the same conversation with myself regarding food at home, but even 15 minutes of leftovers warming on the stove can seem like too much when I am ravenous.
I cut the too-tight bottom band off a cashmere sweater. I sewed it first and then cut it off. I applied Fray Block for good measure. It fits perfectly now. Before anyone has palpitations about that, it's a vintage sweater that belonged to my aunt. I inherited it when she passed away. It was already much worn and darned at the elbows. This way I can keep wearing it rather than discarding it.
I planted 2 new fruit trees. Bought bare root trees, which are cheaper. Break even on these is only one summer.
I picked up a free baby bath yesterday and I have a buyer coming for it today. Not big money, but pure profit.
Sold an item on a homeschool forum that I'm still part of.
1. Wonder James came by and took on the task of installing some electronic light and sound devices that are reported to keep rodents out of cars. They needed to be attached inside the engine area, and attached to the battery, both of which I am quite capable of doing if I don't have a broken arm. Hoping this will protect my two remaining vehicles.
2. Wonder James also moved a volunteer apple tree that was growing in my garden. It was the result of using apple pruning as sticks, I didn't want it where it was. We have planted it over the sheep that we have buried.
James also scrounged fencing material and fence posts on the property and has built a fence around the apple tree, so the remaining sheep won't eat it. While he was at it, I had him check a number of other fence posts around the property and he has given me a list of the fence posts needing repair, that I need to buy (which is a pain but…)
3. Still waiting on my car money but it's getting there, and I received a really nice letter from the insurance agent that I spent time with yesterday. I was very impressed that she followed up.
4. My thrift store buddy is going to come by and help me cut up a whole lot of vegetables so that our diet stops being totally carbohydrates, I have a lot of vegetables and a plan and it's really nice to spend time with a friend doing things that need to be done.
5. Some good friends will come and pick the both of us up to take us to a local high school theatre show, which I convinced a bunch of us to buy tickets for before Christmas. It's nice of these friends to offer to come and drive, because I was going to drive my friend to the theatre in our original plan, as she doesn't like driving in the dark; however my roommate has asked to borrow the vehicle that she can drive. It all works out in the end
6. Not frugal but completes a task: (it seems to be insurance is on our minds) my chimney sweep came by and has done an inspection on both of the woodstoves on the property. I have already sent photographs of the forms to the insurance broker. In addition I have very carefully filed the forms in a folder that I can locate in my filing cabinet. I am patting myself on the back for getting this job done
Well, no need to plan frugal meals now that Agriculture Secretary Brooke Rollins has provided these guidelines: a piece of chicken, a piece of broccoli, a corn tortilla and “one other thing." I'm pretty sure the Administration doesn't realize how inclusive that tortilla makes them look.
https://www.theguardian.com/us-news/2026/jan/15/trump-agriculture-secretary-brooke-rollins-food-guidelines
You can't fix stupid is all I can say. But as Dr. Oz says, don't drink your alcohol for breakfast. The incompetency is just mind boggling. But hey, just ignore the measles outbreaks and pediatric flu deaths.
Awhile back people were going crazy for those Trader Joe's tote bags. Costco could make purses, totes & lunch bags resembling their rotisserie chicken bag, shape & colors, but leave off the word chicken. A youtube creator took the barcode from his costco membership card and made a bracelet with it. I thought that was ingenious.
1. I took a walk with friends on a wooded trail for some free exercise and fresh air.
2. I'm reading a library book, the fourth in The Emigrants series by Moberg about Swedish settlers in Minnesota in the 1850s and 60s. I have Virginia Guiffre's memoir about Epstein island on hold but probably won't get it for a couple of months as there are more than 200 readers on the list in front of me.
3. I started a volunteer job at our town library reshelving returned books. It's once a month for 1 to 2 hours. My first day there, I noticed besides fiction, people are borrowing cookbooks more than anything else. It makes me wonder if it's one of the recession indicators Katy wrote about in a prior blog. Perhaps people are cooking more at home and want to add some new recipes to their meals and snacks instead of dining out.
4. Not frugal for me but I'm donating unwearable clothes to my church's Planet Aid box. The church gets money paid by the pound when the clothes are collected. Wearable things I donate directly to the church thrift shop. Inexpensive used goods for the neighborhood clientele we serve in the city.
5. I did not lie about "affordability" when I can see with my own two eyes what is being charged for groceries, electricity and housing.
Looking forward to seeing how much you get for the coach bag!
I made an unexpected trip due to my Grandpa being in the hospital, so money spent, but there's still ways to find to save a little:
1. Asked my mom for gift bags instead of buying some, and sure enough she had plenty on hand.
2. Only brought a carry-on and personal item on the plane, which were included in the price.
3. Opted for a sandwich at the airport instead of Chinese...it was $5 cheaper and meat-ful and filling. Still expensive...because airport food
4. Also had a bottle I could refill with water and some pretzels in my purse for the airtravel.
I went to Supercuts for years, but ours closed, and I lost my hairdresser, who disappeared into the ether. I floundered a bit before finding a new hairdresser at Hair Cuttery. She's not cheap, but she does understand how to cut my wavy, unruly hair and make it look good.
No training center here....
1. I had a doctor's appointment and a CT scan on two days in a row. I opted to take the train, as it is free, and it goes right to the medical complex. The first day was a challenge, as the train was reported to be running very late. I took the bus (and watched the not-late train go by). I transferred back to train service and did make it on time, but it was close. And it was so very cold, and icy underfoot.
The second day -- today -- went much better. On time, warmer temps, less ice.
Both appointments yielded good news, though I did get told to lose weight. And I do need to, so I'm already working on it.
2. I made spaghetti for lunch -- it was already made -- but it was a small serving, and I also had Parisian carrots, from the freezer, and several celery sticks.
3. I have spent nothing this whole week, except for laundry, on Monday.
4. I cleaned off the car, even though I didn't use it. It was covered in snow, with an undercoat of ice. Now it will be ready for me when I need it. Good exercise, too.
5. Speaking of exercise, I got lost in the hospital after my CT scan, ended up walking in circles trying to find the exit. Got many steps in.
Way to go you, spa treatments all around! Great tip about the Coach store. Loving the GW challenge and the recipient.
Those Costco chickens are so good. Alas, the chicken shelves are sometimes empty. What’s a girl to do? Wait in line and watch the timers. It’s kinda hilarious. Reminds me of waiting in line for concert tickets. But you have far more restraint than me when I’m hungry, because as soon as I hit the car, I’m ripping off some chicken skin and breast meat. Don’t worry, I’m the only one who eats it, so the germs are mine and mine alone.
1. My husband and I are both still feeling like hot garbage today. I was venting to my mom, who lives about 75 minutes away, and she very lovingly volunteered to bring us some meds after she got off work today. Thank goodness for moms!
2. I didn't do much cooking or prep today, but we did eat through some leftovers which was nice!
3. Dinner was supposed to be homemade bagel breakfast sandwiches but I had zero energy for it and my husband and kids weren't all that hungry. We made omelets instead and had a some toast on the side.
4. Since my husband stayed home again today we saved on gas, and he had PTO to cover his absence again *whew*.
5. I have a running grocery list on an app with my husband and we're doing pretty good on groceries so far this month! (Probably because I've been sick for basically the whole month) It's mostly a list of things we need to make, but not a lot we have to buy so far. It definitely pays to know how to make it at home.
In Australia the supermarket rotisserie chicken in a bag is referred to as a 'bachelor's handbag' or 'tradie's (tradesperson's) handbag' hehehehe.
1. I received my retirement gift link and there weren’t a lot of options I was considering. However, I was torn between 14 kt gold .6ctw, diamond earrings, or private reserve beef order. Although the earrings would’ve been nice, I would not have worn them often, or often enough, to justify choosing those. So instead, I chose the 16 pounds of beef in various cuts. It’s roughly 45+ servings of meat. I don’t eat a lot of beef, but I crave it sometimes. But this way, I can share it with my son, who loves steak.
2. So far this month, I’ve only spent $116 on food and restaurant and other things. (About every 3 weeks I go to a cribbage club, which is at a restaurant. I typically order their amazing fries and a soda.) I’m hoping to keep my total spending this month to less than $225.
3. I’ve started off my year by frogging 4 pairs of socks that were too small after years of washing, a hat that was a little too tight, and a sweater I made for my son with yarn that was much stretchier than I was expecting. (All good merino wool) I also have a duplicate work jacket with our logo embroidered on the sleeve, that I’ve been slowly taking apart with a seam ripper and tweezers. There’s a lot of stitching in that logo. But when I’m done, my son can have it or because it’s a north face with tags, I could sell it.
4. I purchased a beautiful Woolrich hat and scarf set, with tags, that I believe is from the early 90s. I bought it at a consignment shop for $10 (originally listed for $40) and I will post that on eBay.
5. My son‘s game boy fell and the shell shattered. So I ordered a replacement shell and took the old one apart to fix. It turned on but I can’t get it to turn on again. So I’m going to have to take it apart again. But, I am determined to get this to work.
Not frugal, but makes me very happy, I pre-ordered Harry Styles new album. I am a punk girl through and through, but I love Harry Styles. I’ve never spent money so fast in my life. And it’s all worth it.
Good call on choosing the beef instead of the earrings. With the price of beef as it is, you saved hundreds of dollars.
I calculated it out, and it’s $800-$900 worth of meat. And because it’s already vacuumed, packed and frozen, it can stay in the deep freeze for a while without going bad.
I am loving the Goodwill challenge you're doing. So fun to track!
1. I returned some unopened supplements and compression socks I had purchased for my Mom and she couldn't use. They fully refunded but told me to keep the $40 bottle of supplements. Now to figure out what to do with them.
2. I had a doctors appointment in the next city over. My teen and I packed a lunch and went to one of our favorite parks afterward. It's a $2 entrance fee, but the park is well maintained and makes for some gorgeous wildlife viewing. We had a lovely walk on the boardwalk after.
3. It's been colder than usual here. We've had the windows open to air out the house and are bundling up in our warm weather clothes which we don't get much wear out of. Soup for dinner with all left over protein and veg. Yum.
4. There is a local consignment sale coming up. Family gathered things they don't want, my friend is sharing her consignor number to save me over $30 in vendor costs and my teen is helping me list items for tagging and drop off. Hoping to make some money to tuck away all while clearing stuff out.
5. We've had two family game nights in the last two weeks. Lots of laughter and connection time without spending a dime.
Christina, I wonder if the food shelf could take those unopened supplements. Or, if you're a member of a Buy Nothing group that's anything like mine, someone there will snap them up.
I will add, I have left supplements I couldn't use at a little free pantry, and they were apparently snapped up quickly.
1. Enjoyed the mild weather again this week with my toddler and did 2 different parks. We really need more snow here in CO though.
2. Had plans to piggy back on a friends museum pass, but croup got us, so had to reschedule for next week.
3. Cut up a small flannel receiving blanket to make reusable tissues for my toddler.
4. Because little one has been sick, we haven’t done much. We did succumb to door dash for lunch after many sleepless nights , but have had a very low spend week.
5. Found two Pb linen shams I thrifted a while ago. Listed and sold them in 48 hours, scheduled a pickup to avoid a trip to the post office.
Great find on that purse. Getting extra cash flow is nice. I gave my husband a haircut and trimmed his beard last week. We don’t have an exact timeline on when I do it, I noticed that he needed a haircut, so I got out my tools and took care of it. He trims my long hair about every three months or so. Not exact timeline on that either. He combs out my long hair every morning and braids it for me and he notices my ends. And he tells me when I need them trimmed. Very convenient, no travel time or expense and great results every time. A couple friends of mine have had him trim their long hair as well. So when my friends want my stylist to cut their hair, I think I have it pretty good.
We also had a great year with our retirement account. My husband sold all of his stocks and bought physical silver for his IRA at around $30 an ounce last year. Today it is over $110 an ounce, more than tripled in value. We are celebrating the win.