Sayonara!

by Katy on April 23, 2012 · 17 comments

I will be away from the blog until May 8th, so until then I leave you with this:

Spend less than you earn, but make sure to treat yourself now and then. Especially now.

Make do with what you have, but make sure that what you have gives you pleasure.

Declutter your home, but hold onto the stuff that makes you smile.

Keep your expenses low, but allow for rich experiences.

Use it up, wear it out, make it do or do without. You know, most of the time. 😉

Katy Wolk-Stanley

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Frugal Japan Trip Prep

by Katy on April 22, 2012 · 18 comments

There is not much that can be called “frugal” about traveling to Japan. The flights are expensive, the hotels are expensive, transportation within the country is expensive and I imagine that the food is expensive. Because this is a highly organized group trip, (33 children, six adults) there’s not much under my control. Everything is planned out, so it’s not like I can take off on my own and find a cheap noodle joint for lunch. There will will be some free time, but I’m not counting on it.

But my goal with this trip is to be as frugal as possible with the things that are under my control.

For example:

We needed four roll-aboard suitcases, but we only own three. I borrowed instead of bought the extra suitcase. Total cost = $0

Both my son and I had to bring a “formal outfit” for the trip. Because we are casual Portlanders, we started this from square one. I first tried to borrow the slacks and dress shirt from a friend, but my son is rather small, so this went nowhere. However, I was able to find him a new looking pair of trousers at the kids’ consignment shop for $6. I actually head store credit here, so they handed me five dollars and change when we completed the transaction. It turns out we already had a dress shirt, and a child-size tie was found at Goodwill for $3. Total cost = +$2.

I wanted a book to read during the trip, so I stole a copy of paperback copy of The Hour I First Believed by Wally lamb from one of my mother’s guest cottages. Some tenant left it there, and my plan is to abandon the book in Japan rather than cart it around once I’ve finished. My mother is A-OK with this plan. Total cost = $0.

I went to my favorite consignment shops and bought a pretty skirt and a Chico’s Travelers top for myself, which together look fancy. And the top can also be worn with jeans or anything else. Total cost = $30.

I am neither bringing my cel phone nor my laptop. I am bringing my son’s iPod touch, (which came free with our refurbished laptop.) and my husband has set up a FaceTime account, so we can communicate if necessary.

I needed an attractive bag to put host family gifts in, (can’t wrap the gifts, as customs might unwrap them) and I wanted to give something non-disposible. I had seen that Powell’s bookstore was giving an extra $5 to all book sellers this weekend, so I brought in a couple of my son’s books, which they bought for $4. With my $9 in store credit, I bought two darling lightweight canvas totes with the Powell’s logo and some extra decoration. (Yes, they put a bird on it.) Total cost = +$1.

Bringing “Omigaye” host family gifts is a big deal, but I neither wanted to burden the family with useless knick knacks, nor did I want to spend a fortune. I ended up buying:

  • Bob’s Red Mill apple and blueberry granola packets on a day when all B.R.M. products were 40% off at Fred Meyer.
  • A box of six-packs of Oreos in different varieties. The host family that my son will stay with is the same family my older son stayed with two years ago. The daughter, Erina then visited us for two weeks that summer, so I know them well. This little slip of a girl motored through an entire box of Oreos one day which was entertaining to say the least. This was very on sale at Safeway.
  • Two boxes of organic Tazo Chai tea. It was also on sale at Safeway.
  • Two small boxes of Applets and Cotlets, which is a local company. Of course, on sale. 😉
  • Two pairs of cool hipster knee socks that say “Portland” up the side for both Erina and the teenage girl in my host family. (I bought these at Sock Dreams, and used a $5 off coupon from The Chinook Book.)
  • A bag of Ghiradelli chocolate mints. Yup, on sale.
  • A set of Mod-Podged Portland map coasters for each host family.
  • A tea towel printed like a vintage Oregon tablecloth for both of the host moms. And no, these were not on sale.

I estimate that I spent $45 on everything for the two host families. I’m pretty sure that I’m actually bringing too many gifts, but I end up doing this.

I do not plan on buying a whole bunch of souvenir knick-knacks while in Japan, although I am bringing $300 in spending money. (What’s leftover I’ll give to my older son who’s going to Sapporo for the summer.) I would like to go to a Japanese fabric store if I get the chance. (I get one free weekend with my host family.) Otherwise I do not plan on shopping my way through the land of the rising sun.

My younger son does plan on emptying out the shops. He has spending money from his grandparents and is hot to spend it all.

I still have a few tasks to complete, like buying slippers, grabbing a couple of smallish Goodwill wallets for both of us, (mine is stupidly huge) and you know, cleaning the house. And, oh yeah . . . I still need to pack.

Wish me luck, I am absolutely dreading the long flight, as my bad back makes extended sitting a nightmare. ARGHH!!!!!!!!!!!!!

CLICK HERE to see what I sent along as host family gifts when my older son went on the same trip two years ago.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Chip, Chip, Chipping Away

by Katy on April 20, 2012 · 13 comments

I currently have a to-do list in hand that would make Martha Stewart curl up in a fetal position and whimper in a sing-song voice. And as much as I’m trying to whittle down the list, it seems like I keep doing half of every task. For example:

  • I need to pull together a formal outfit for my son to take with him to Japan, I was able to find him a pair of dress slacks at the consignment shop, but they didn’t have any dress shirts. (It turns out I had store credit, so the pants were free and I got $5 back!)
  • I’m supposed to put together small photo albums to show our Japanese host families. I e-mailed photos to Walgreens to be developed, but their tiny photo albums were really flimsy looking.
  • I bought what I though were enough host family gifts, but I just learned that there are six family members in my host family.

Are you starting to notice a theme here? I’m moving towards getting through my to-do list, yet am unable to cross anything off yet.

Super frustrating.

However . . . I remembered that we had a single dress shirt tucked in the back of the closet, and decided to just empty out and re-use the tiny photo albums from my older son’s last trip to Japan.

I still need to buy a few host family gifts, but I know that even though I leave in three short days, I’ll be able to pull it all together in the end.

If you need me, you’ll find me at home, chip, chip, chipping away at my to-do list.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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{ 13 comments }

Less Money, Still Happy

by Katy on April 19, 2012 · 35 comments

My husband does our taxes himself, (always grumbling because of how many Goodwill donation receipts I always present to him) and he was surprised to learn that we both made less money than we did last year. Because we’re both paid by the hour, our income fluctuates greatly. However, because of our frugal choices, it always seems to be enough.

But how can this be? Shouldn’t we have noticed a decrease in our standard of living? After all, we’ve had to put thousands of dollars aside this year for our trips to Japan.

You may be surprised to learn that The Non-Consumer Advocate does not track her spending and income on a spreadsheet. I’ve tried to make myself do it in the past, but I hate it so much, and I feel that we’re able to pay all of our bills without a hitch, so what’s the big deal? Also, neither my husband nor myself shop impulsively, so we’re not needing to add up the long term cost of our daily lattes or our shoe addictions.

We’re not perfect. We get occasional takeout and treat ourselves to goodies now and then, and my husband buys a lot of tickets to go to Portland Timbers games. But it’s all within the context of financial responsibility.

In a society where everyone is encouraged to make more money, take a higher position at work, upgrade your wedding ring, remodel your outdated, (but still functional) kitchen, it’s okay to stay where you are or even take a step backwards.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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I went to a fantabulous Frugal Living NW event last night, and am all freshly inspired to put a better effort into spending less at the grocery store. (Thank you, Angela for inviting me!) Not that I’ve been completely out of control, but we’ve certainly been less than penny pinching. Mind you, it hasn’t resulted in any defaulted loans, but it’s been bugging me nonetheless.

For those out of the loop, Frugal Living NW is a local blog devoted to couponing and all things frugal. I’m not a big couponer at this point in my life, but there’s something at least once a week that’s worthy of pouncing on. Because there’s always lots of featured deals on real, healthy food.

There was a Q & A session at end of the event that was very interesting, and it got me thinking about how and where I shop. Costco for this, Trader Joes for that and Fred Meyer for the other. It may sound like a pain in the tuchus to run around town, but I’ll buy multiples when I shop, so the trips are actually pretty infrequent.

Here’s what I buy and where:

Costco

  • Cat food
  • Cat litter
  • Olive oil
  • Baking powder
  • Yeast
  • Yakisoba noodles
  • Individually frozen chicken breasts. I hate that we buy these, but my husband cooks with them and frankly, I’m happy to have occasional nights off from making dinner.
  • Optical services. I did a lot of research when my son started wearing glasses, and Costco was the cheapest!

 

Trader Joe’s

  • Toilet paper — a 12-pack of 100% recycled content paper is $4.88, (Seventh Generation is almost twice the price)
  • Dishwasher detergent — It’s environmentally responsible stuff without the Seventh Generation sticker shock.
  • Hummus (I have not been able to replicate their hummus at home.)
  • Wine. (Duh.)
  • Pasta
  • Nuts and dries fruit.

 

Fred Meyer (Kroger)

  • Avocados
  • Romaine lettuce
  • Fruit. (Their sale prices are pretty great)
  • Tillamook cheese. (Their twice a year $3.99 sale on 2-lb loaves provides the opportunity to stock up until the next sale!)
  • Beer.
  • Bulk spices.
  • Shampoo/conditioner/toothpaste, etc.
  • Cereal — usually combining sale prices with coupons.
  • Laundry detergent ingredients. (Washing soda, Borax and Fels Naptha soap.)

New Season’s Market

  • Milk
  • Eggs
  • Sale produce.
  • Meat. I buy sausages, as well as occasional grass-fed hamburger. I’ll also buy seafood when it’s on sale. Otherwise it’s insanely expensive.

Dave’s Killer Bread Bakery Outlet

All of our bread. We buy a dozen loaves at a time and throw them in the freezer. This organic grainy bread normally costs between $4.50 – $5.00 a loaf, and buying day-old loaves from the bakery brings the cost down to $1.50 a loaf.

Bob’s Red Mill

I buy bulk items here when I do my Dave’s Killer Bread runs, as they’re across the street from each other.

  • Dried beans.
  • Oatmeal.

Grocery Outlet

  • Fun food for vacations, entertaining or various fun food events.
  • Crumbled bleu cheese.

Fubonn Asian Grocery Store

  • Nori wraps for making sushi
  • Furekaki for sprinkling over rice.

Safeway

I used to do the majority of my grocery shopping at Safeway. Their $10 off $50 coupon plus the coupon doubling was too good to pass up. But then they razed my Safeway and I established new habits. The new store opened up a couple of weeks ago and I have zero interest in going there. The I-tried-to-park-there-once-but-was-creeped-out parking is mostly underground, (which always feels closed in and dangerous to me) and I absolutely hate how new Safeways are set up. Perhaps it’s having read too much about marketing, but I feel like I’m a target when I shop in these overly thought out stores.

Addendum: I bit the bullet and hit up the new Safeway this afternoon. It was what I expected. Although it’s located on funky Hawthorne Blvd, it looks like it could be in Iowa, Central Oregon or Missouri. There’s no natural light, (like a casino) and the corporate atmosphere is stifling. However . . . there are some opportunities for crazy cheap deals on actual food items. I used coupons for four different items, (which they then doubled) for Red Rose tea, (two of them) C&H sugar and cereal. I bought a number of BOGO items such as pasta and Ziploc bags. (For our toiletries while traveling.) I was in the middle of a million errands, and bought myself a packaged of fresh tuna roll sushi was was rather yummy.

I was able to park on the street, which I think will be key to shopping here.

There are also infrequent items like apples for applesauce (Portland Nursery after the Apple Festival, when they’re selling the leftover apples for cheap, cheap, cheap.)

It would be very easy to buy everything we need from a single source, but I’m really picky about what I buy. I want high quality food, preferably organic-ish,  and I want to pay as little as possible. I do pay a bit more for cage-free eggs, New Season’s milk, and various organic sale items.

Of course, I break my rules all the time, as dinner is often a last minute affair. But that’s just a life of this working mom. Especially one who’s getting ready to go to Japan at the same time as learning an entirely new computer charting system at her hospital.

I don’t obsessively scour the sale circulars though, as Frugal Living NW compiles all the information for me. That way I have time to lay around on the couch and read library books.

Which is how it should be.

P.S. A big thank you to Angela and her lovely crew for including me in last night’s Frugal Living NW festivities. It was very fun, plus I won two different door prizes!

A photo book voucher from Photo Bin.

A two hour closet detox, plus three hours of personal shopping at the retailer of my choice from the intimidatingly stylish Tara of Savvy Style NW. It’s like What Not to Wear without the $5000 clothing allowance. I was so excited when I won this $250 package, that I make devil horns with my hands and screamed out “We’re going to Goodwill!”

I am not shy.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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I give a lot of thought to happiness, specifically how we are all for the most part in charge of our own contentment. (Of course, life can easily throw in a catastrophe, in which case ignore everything I’m about to write.)

Happiness isn’t something that passively happens to a person. Happiness results from a combination of life’s choices and a decision to view life from a positive perspective. 

Because I’m critically thinking about my own happiness, I feel like I’m more likely to notice and remember things in my daily life that make me happy. For example:

  • When little kids have obviously been given free license to pick out their own clothing. Weird all-striped outfits, multiple illogical layers and the pièce de résistance, shoes on the wrong feet. (Bonus points if they’re rain boots!)
  • No homework weekends. Being able to spend time with my kids without nagging them about homework is pure bliss.
  • An hour or two spent roaming around thrift store. Even if I don’t find anything to buy, (which is frequent) it’s just so relaxing for me.
  • Finding simple solutions to life’s challenges. This can be as simple as my neighbor filling up my fuchsia baskets on a day I have to work, or spray painting an otherwise unforgivably rusted-out light fixture.

I learned yesterday that my 13-year-old son also gives thought to happiness, when he told me that, “People could make sure they’re happy in life by eating something really delicious every day.” I may be biased, (and who cares if I am?) but I think this is a very astute observation, because how can you not be happy when eating something delicious?! Mind you, this didn’t have to be something unhealthy, as the “something delicious” he was referring to was sushi.

I’ve noticed that the simple act of thinking about happiness helps me to feel happier. It’s cyclically crazy!

For those of you who want to learn more about the study of happiness, I highly recommend Gretchen Rubin’s The Happiness Project.

Have you been giving more thought to the role of happiness in your own life? Please share your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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{ 29 comments }

Happiness is a Fuchsia Basket

by Katy on April 15, 2012 · 8 comments

I came home from work yesterday to find this on my front porch:

Yesterday was the annual Fuchsia Day at Fred Meyer, where you can buy five fuchsia starts for $3. This is awesome because they plant them for you, and provide the potting soil for free! So I end up getting my three fuchsia baskets all ready for the season for a grand total of nine dollars!

But since I was at work, my next-door-neighbor Chris ran this errand for me!

And here are the baskets in all their shade-loving glory:

And a close up shot for all you Cecille D. DeMille fans:

Because they’re planted nice and early in the season, they’ll be all lush and drapey by the time they’re blooming.

Ahh . . .

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Oh yeah, I forgot. I’m not an artist.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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I think the best toys for kids happen to also be the simplest. A good doll or two, a roll of aluminum foil, a ball, paper and pencils, a shovel  and a couple of cardboard boxes.

Big boxes, little boxes and everything in between.

Boxes can create miniature cities, doll houses, puppet theaters, club houses and even a boy (or girl’s) dream arcade.

The followed video is about an east Los Angeles boy who created his own elaborate arcade out of cardboard boxes and his own toys. It’s awesome, and even though the video is ten minutes long, it’s worth your time.

I love big cardboard boxes. You know, the ones that refrigerators come in. And through the years we have made an awesome puppet theater, multiple club houses and this, most likely our last big box project from a few years ago:

Do you see the clear contact paper skylight? Cause this box was featured on “Pimp My Box!”

 You don’t need a lot (or even any) money to treat your kids to a creative childhood.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Any Questions?

by Katy on April 11, 2012 · 77 comments

I have a pile of half-written blog posts sitting in draft form. Unfortunately, however hard I try I just cannot make myself touch them. Yes, the premises are sound, but the inspiration has not struck. So today I ask you, my trusty readers to ask your questions. These questions can be about blogging, frugality, simple living, environmentalism or even how I get my hair to be both flyaway and stick straight. Really, anything. I will check in during throughout the day to answer all questions.

So . . .what are your questions? 

If you want to take a stab at answering the questions as well, please do!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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{ 77 comments }