Today’s Fabulous Frugal Find comes from Megg, who blogs over at Librarian Housewife, telling her tales of “The life of a not so desperate housewife.”

Megg kindly sent in the story and photos of a bedside table that used to belong to her husband’s grandfather. And with a fair amount of elbow grease, she was able to bring it from dingy to delightful.

Here’s the before:

Bedside table, before.

And here’s the after:

Bedside table, after.

 

Thank you very much to Megg for sending in her Fabulous Frugal Find. Because yes, taking in family furniture and then refinishing it is frugal indeed!

Click HERE to read Megg’s blog post (with additional photos) about the transformative process of her bedside table.

And please enjoy these previous Fabulous Frugal Find posts:

If you have a Fabulous Frugal Find to submit, please send it to me at nonconsumer@comcast.net. Please include your story, as well as a good photo, preferably with you in it!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

 

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Moving Away From Big Box Fashion

by Katy on November 6, 2011 · 76 comments

For The Frugal Girl, who wanted a photo of the sweater.

Because I do all my shopping at area thrift stores, I have a unique view into the clothing brands that Portlanders buy. (Or at least the brands that Portlanders are donating.) And for the most part, it’s a sadly narrow selection. I stand there flipping through the racks muttering to myself, “Target, Target, Old Navy, Gap, Dress Barn, Target, Gap, Target, Old Navy, H & M.” So when I see a brand I’ve never heard of before, I’ll give that garment some extra attention.

Hmm . . . was this sweater/T-shirt/blazer possibly not mass produced?

Earlier this week I was on the hunt for The Perfect Cardigan, (it goes hand in hand with the Less Heat Challenge) and my attention was grabbed by a lovely green sweater with empire waist detailing and 3/4-length sleeves. The brand, Laurie B was something I’d never heard of, and miracle of all miracles it actually fit. And dare I say it — actually looked good on me?! So after going through my internal tirade about how Goodwill charges too much money for their clothing, (What, $7.99 for a used sweater that they got for free?!) I took the sweater to the register and paid.

After after a day or two of bonding with the sweater, I finally took the time to do a web search for the brand, and discovered that Laurie B Knitwear is sold at fine retailers such as Bloomingdale’s from $145 – $200. (So I guess I should stop feeling bad about paying $7.99.) Cool.

I started thinking about how what initially drew me to this sweater was the simple fact that it wasn’t from Gap or Target.  I remember a friend-of-the-family high school teacher talking about how the students at his school all looked the same because they all shopped at the same mall. This stuck in my teenage brain, because A: I was a hopeless snob and his high school was in the *gag* suburbs; and B: Because it had never occurred to me how everyone shopping at the same stores would result in a homogenous aesthetic. 

My sister just moved back to New York City after five years of being away, and one change struck her, which was how Big Box Stores had invaded Manhattan in her absence. These category killers cropped up while my sister was innocently following her master-degree-getting husband around the country. Sure, the Macy’s at Herald Square is the original Big Box Store, selling everything from kitchenware to clothing to confirmation of the existence of Santa Clause, but for the most part, Manhattan has always been a place for small to medium-sized shops. And with Target, Staples, Bed Bath and Beyond and Ikea now dominating the market, the aesthetic homogenization had firmly hit Manhattan.

Why should there be any difference between the mall in Dubuque, Iowa and midtown Manhattan?

But a more important issue, is that a significant number of these mass produced garments are manufactured in dangerous overseas factories where working conditions run the gamut from sweatshops to actual firetraps. It wasn’t even a year ago, when news of a garment factory fire in Bangladesh resulted in 100+ deaths as locked-in workers jumped from the windows of their factory workplace. And who did this factory produce for? “Gap, JCPenney, H & M and Wal Mart.”

I know that when I buy used, I am not supporting the consumer culture of cheap-at-any-cost fashion, and I would still rather buy from small, hopefully ethical manufacturers. Even when I’m shopping at thrift shops.

Do you jump at the great prices from Big Box Retailers or do you try and shy away from them? Please share your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Free to Be Me and Me!

by Katy on November 4, 2011 · 27 comments

How do I love thee, Multnomah County Library? Let me count the ways. One, two, three . . .

Although I pinch my pennies tighter than Scrooge McDuck-Stanley, I still enjoy luxuriating in a well deserved splurge now and again. However, this doesn’t mean that I give up on my tightwaddy ways, as there is ample free stuff out there if I keep my eyes open.

This week has been particularly free-tastic, so I thought I would share a few of my scores:

  • I receive advertsing e-mails from Columbia Sportswear, which is a local company. Usually I just delete the spam, but a recent e-mail included an offer for a $15 gift card code with no minimum purchase. So I clicked on over to the website, found a pair of wicking wool socks for $14 and put them in my cart. I then did a web search for “Columbia Sportswear Free Shipping” and found a code, which actually worked! Amazingly, the socks arrived the very next day and I’ve been wearing my free wool socks ever since.
  • Mentioning that books are free from the library is hardly an ah-ha moment, but my branch of The Multnomah County Library just started a new program called “Lucky Day.” Normally the highly sought after books never hit the shelves, as book-crazy Portlanders put them on hold from the instant of publication. However, this program puts a number of the most popular books on a shelf for anyone and everyone. These books can’t be put on hold, can’t be renewed and each patron can only take two at a time. It’s been a fantastic revelation to go to the library and actually find books I’ve been wanting to read! Oh glory day, free wonderful books!
  • I follow Grand Central Bakery on both Twitter and Facebook. This local business sends out a “Mention this tweet for a free coffee/muffin/baguette/cookie” a couple times per week, and I take advantage of it every few weeks or so. And when they had a drawing for a cookbook and $15 gift card on Facebook, I entered it and won. (Only seven people entered!) So yesterday when I saw that there was a free bread pudding for those who “mentioned the tweet,” I knew I had to stop by. I gathered up some dull paperwork, my fresh library book and worked Grand Central into my errands. I am normally not a hang out in coffee shops kind of gal, (too rich for my blood) so it was a huge treat. And of course I ordered a drip coffee with my gift card . . . after all, I want to make my $15 last as long as possible. 
  • Although The Non-Consumer Advocate generates thousands of daily hits, I’ve been bad about transforming it into a profit-making machine. However, I do need to put aside an extra $5000+ this year for the kids’ Japan trips, so I have started the process of doing a few paid reviews through Blogher, which you’ll start seeing pretty soon. (Worry not, I won’t be reviewing Clorox feminine hygiene spray or Halliburton teddy bears.) But I did get $50 to spend on eco-friendly products at Home Depot, as well as a meditation Wii game for review. Pretty cool free stuff.

Of course my free stuff opportunities will differ from your free stuff, but it’s all out there, ripe for the taking. You just have to position yourself to find it and keep your eyes open.

Have you been finding great free stuff lately? If so, please share your scores in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Think Globally, Host Locally

by Katy on November 3, 2011 · 14 comments

The past week has been busy with hosting two Japanese teenagers. They flew home this morning, and will be missed. I may not exercise my traveling muscles these days, but that doesn't mean I can't open my house up to a series of foreign visitors. I think the count is up to 16 at this point.

If you’ve ever considered hosting foreign exchange students, I highly recommend you jump on in. It doesn’t have to be a year-long commitment, (we’ve hosted for as little as five days) and you don’t have to wait until your home and family is perfect.

Give it a try, it’s really a great experience!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Occupy Your Checkbook

by Katy on November 2, 2011 · 55 comments

Napkin drawing by Carl Richards.

There is an article in today’s New York Times by Carl Richards titled It’s Time to Occupy Your Checkbook. In the piece, Richards writes that:

“To be clear, I think there is plenty to be angry about. I think there are things that must change on a national and even international scale. All I am suggesting is that it might help that effort if we ourselves, as the saying goes, try to become the change we want to see in the world. So in addition to marching through cities around the country, I wonder if we can stage a personal version, an “Occupy Your Checkbook” movement.”

Last week, I wrote about how difficult it can be for people to figure out where they stand financially. Part of the difficulty comes from an unwillingness to sit down and do the math. Maybe you can outline in detail everything the banks did wrong, but how familiar are you with your own financial situation? Isn’t it time we devoted some attention and passion to our personal finances?

Perhaps it’s time to talk openly about past mistakes we’ve made. Time to take responsibility for our own financial situations and make a plan to improve it. Time to stop buying crap and hoping it makes us happy. Time to stop pretending to be something we aren’t financially. Time to stop trying to keep up with the Joneses, since we all know they’re buried in credit-card debt anyway.”

“Time to stop buying crap and hoping it makes me happy?”

Yup, that line alone sent me over to his website and then over to my library website to put his book, The Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money on hold.

I am not a pitch a tent and protest kind of citizen, and I quietly live my choices such as banking at a credit union, refusing almost all newly manufactured goods, minimizing electricity usage, supporting my public schools and the like. I think twice and then a few times more before I make large-scale purchases; and I do not yearn to live a life of conspicuous consumption. I’m not perfect, but I’m comfortable with who I am and how I live my life.

I may not be occupying Wall Street, but I am occupying my checkbook. How about you?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Broke Vs. Poor

by Katy on November 1, 2011 · 31 comments

Today’s Get Rich Slowly post is by J.D. Roth is titled “What Are The Differences Between The Rich and The Poor?” and is getting commenters twenty kinds of riled up. The article lists the supposed differences between rich and poor people such as:

Rich people are committed to being rich. Poor people want to be rich.”

So yeah, it’s a lightning bolt for opinion. However, it reminded me of a post I had written a few years back, which I have reprinted below.

 

Broke vs. Poor

When I was growing up, my next-door-neighbor was a single mom who supported herself with her writing. Needless to say, she did not have issues of where to invest all that excess income.

One thing she used to say, which stuck in my mind was:

“I’m not poor, I’m just always broke.”

I remember being a little confused with this. Weren’t poor and broke the same thing? I just didn’t get it.

Now that I’m a certified grown-up, I think I understand what she was getting at.

To describe oneself as poor is to accept a place in a lower strata. To believe that there is a distinction between the classes, and you’re simply stuck at the bottom. It’s who you are, and there’s no way out. The long term view.

To be broke, means you have no money, but it’s a temporary situation. You’re just one good writing assignment away from financial stability. You may have an empty bank account now, but flush times are just around the corner.

Is there a real difference between poor and broke?

Of course not.

I’m not suggesting that poverty isn’t a valid and real existence for millions of people the world over.

But it sure is more satisfying to be frugal because you’re broke, rather than because you’re poor.

And I’ve certainly been broke in my life, but I sure as hell have never been poor.

Have you ever refused to take money saving measures because you didn’t want to be perceived as poor? Tell us about it in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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My family has made a number of garbage pickup changes over the past few years. First we went from a weekly 32-gallon can to a weekly 20-gallon can. (32-gallons is the standard size.) Then we went from weekly 20-gallon to monthly 32-gallon. This was not a problem in terms of having enough room, but the stench from monthly garbage pickup was nasty, nasty, nasty! (The ammonia scent from cat litter plus occasional shrimp or crab shells was vomit-inducing, especially in the summer months.) We finally made the jump over the summer to sharing a weekly 32-gallon garbage pickup with our next door neighbors. This served to save both of us money, and solved the stank issue associated with once-a-month garbage. There’s now seven of us sharing a single garbage pickup, and that even includes a still-diapered two year old.

Problem solved, right?

Nope. Because the city of Portland just switched over to curbside compost collection, which is great. And even though I already have two compost bins for leaves and veggie and fruit scraps, the curbside collection will allow for all food waste. So that last bit of ignored cottage cheese, bones and seafood shells can finally get composted instead of tossed.

However, garbage service is about to switch from weekly to every-other-week to allow for the extra expense of citywide food composting.

Crap.

Can two households share every-other-week service? The neighbor’s daughter is mid-potting training, so their garbage output is soon to dramatically decrease.

Last night was the last weekly garbage pickup, so I made sure to stuff any and all miscellaneous garbage into the can. In went all the dryer lint, the old furnace filter and everything from the small wastebaskets throughout the house. (That normally get emptied every month or so.)

Sharing garbage service not only saves us money, but also keeps us from producing too much garbage.

Do you go a non-traditional route when it comes to your garbage pickup? Please share your trash talk in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Saying Goodbye to Single Use Items

by Katy on October 30, 2011 · 89 comments

You know what annoys me? Single use items marketed as green choices. When really, the true eco-choice is to choose items that can be used over and over again. Examples?

Paper Towels — Sure, you can buy the recycled paper option, or you can just use rags made from cut up old T-shirts. I employ this option for washing windows, the bathroom, spills from the floor, etc. I simply wash them when I do a load of towels/cloth napkins.  The only task that does not lend itself to reusable rag-age is wiping the oil on my cast irons pans. For this, I use restaurant paper napkins that seem to sneak themselves into our house.

Tampons/Pads — I started using a Moon Cup three years ago, and have not had a moment of regret. These reusable silicone menstrual cups seemingly last forever, and only need to be emptied and reinserted a couple times per day. I have fewer messes than when I used tampons and I love not having to worry whether or not I’m stocked up on supplies. If I had to estimate how much I’ve saved over the past three years, I would estimate at least a million dollars. Since my initial cost was around $25, this is not bad. I highly recommend that you snip off the horrible pokey stick, otherwise this product is great. I do know that many people use and like the Diva Cup, which seems to be pretty much the same product. Both names annoy me, but the “Diva Cup” name annoys me more. I am an old-school feminist, and the whole “celebrate your Diva” thing just rubs me the wrong way.

If you did your internet searches through Swagbucks, then you could be earning $5 Amazon gift cards, which would then pay for your menstrual cup. I am usually not a fan of Amazon, as I prefer to support local businesses, but sometimes they’re worth it.

Paper Napkins — Put together a collection of cloth napkins and then start using them. You don’t have to buy them brand new, and you certainly don’t have to make them yourself. Cloth napkins are super easy to find at garage sales, thrift shops and your grandmother’s linen cupboard. My only advice is to wash them separately from your clothing so as not to put grease stains on your nice clothes. Put them in your kid’s school lunches as well as your work lunch. Huge no brainer.

Individual Spice Jars— I have been using the same baby food jars for spices since I had babies. (I got them from a friend, as I refused to buy baby food.) Buying spices in bulk is a huge money saver, as well a packaging saver. You can even bring your jars to the register to get weighed before adding the exact amount that you are buying.

Grocery and Produce Bags — Most people who are trying to live an eco-friendly lifestyle already bring their own bags to the store, but bringing your own produce bags is not routine for many. I bought my reusable mesh bags at The Dollar Tree, and they were actually in the automotive section as car organizers. (??) And at four-for-a-dollar, there was absolutely no sticker shock. They weigh almost nothing, so they’re perfect.

Can you think of any single use items that I’ve left off this list? Please leave your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Shh . . . It’s The Secretly Frugal

by Katy on October 28, 2011 · 31 comments

The following is s reprint of a previously published post. Enjoy!

 

Frugality is everywhere. It’s on TV, in the papers and certainly on the internet.

It’s inescapable.

But that doesn’t mean that frugal folk stand out any more than your average American. Often, frugality is completely behind closed doors.

I come across a wide cross section of society in the course of my job as a hospital nurse. I was caring for an East African woman a few weeks back and sure enough, the subject of frugality came up. I explained the measures my family takes to live inexpensively, and her response was, “Oh, but there are no other Americans that live that way.”

This got me thinking about how I might appear to someone who would simply be taking me at face value.

Because I live in a large house in a desirable neighborhood, to a stranger it would be a safe assumption that we are the Joneses.The outward appearance of our lives would appear as anything other than your typical mall shopping, credit card swiping average American.

Of course, you know better. You know that we cook inexpensive meals from scratch, shop thrift stores for almost all our needs, shy away from pricey gift giving and do almost all of our home improvement projects ourselves.

Of course, there is the opposite situation where people appear to live in luxury yet are actually swimming in debt. This, we expect. This, is covered quite nicely in the media. This, people expect from Americans.

But the secretly frugal are not on people’s radars as much. We exhibit no stereotypical signs of poverty such as run down cars and grubby clothing. We appear to be living the American dream.

No wonder my patient thought there were no frugal Americans.

Do you feel like your frugality is behind closed doors? Are you private about the financial choices that allow you to appear to be living beyond your means? Please share your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Yesterday, Today and Tomorrow

by Katy on October 27, 2011 · 11 comments

Yesterday I was:

Finishing my library book, puttering around the house, napping, stocking up on leftover apples from Portland Nursery’s Apple Festival, (59¢ per pound!) hanging laundry up all over the house, spraying newly bought enzymatic cleaner on my feline-urinated armchair, taking pictures of my son’s last gold sash kung fu class, watching Big Bang Theory with the kids and feeling happy that a educational grant now pays for my son’s Japanese tutoring.

Today I am:

Bringing the armchair back into the house, eating apples, wishing that my sheepskin slippers weren’t falling apart, realizing that I need to scam get ahold of a couple dozen canning jars for applesauce, tidying the house up to get ready to host two 14-year-old Japanese exchange students for the week, airing out our extra bedding, writing up a long to-do list, driving half of a soccer carpool, making dinner using crazy cheap chicken thighs spelunked from the freezer, listening to the audiobook The Perfect Fake, which I pulled from the library shelf, hopefully selling the oak pedestal table that my husband lugged home, despite us not needing yet another table.

Tomorrow I will:

Finish getting the house ready for the Japanese exchange students, plan a nice dinner which will require no last minute prep, as I won’t be home until after 5 P.M., take down the indoor laundry, arrange for older son’s Japanese tutoring, most likely receive many small Japanese gifts, work to keep jet-lagged children awake until evening, enjoy spending time with my family.

How about you?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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