2024 Was The Worst!

by Katy on December 28, 2024 · 63 comments

It’s been a couple days since I’ve blogged, which is due to a variety of different factors. Partially because I went full steam ahead to make sure everything was ready for Christmas/Chanukah and am now understandably a bit depleted, but also because 2024 was a real shit show for my family.

I probably shouldn’t go into too much detail, but my sister, mother, father and now my step father have all had serious health issues over the past year, which has been hard on everyone. Add in that my father-in-law died last spring and my husband spent months (and months) managing the frustrating estate, while simultaneously readying his parents’ neglected (and out of town) house for sale. You can see why the two of us are running on empty.

Nothing particularly nonconsumer about it, except that maybe we haven’t responded to the stress by overspending. My in-law’s estate finally settled, which means we received a lump sum for our share of the house, which we stashed in our high yield savings account. We’ve no plans to splash out on anything, as we don’t have any pent up wants or needs that I’m aware of.

We have no debt apart from three last years of mortgage. It makes no sense to pay it off early, as it’s almost all principal at this point with a 2.875% interest rate, while the saving account pays 5%. Math.

My plan for 2025? Continue my 18-year journey of buying nothing new and address family issues as they arise. I do make a deliberate and concerted effort to have enjoyable elements to my life. Meet up with friends, mini-vacations with my husband, thrifting for profit and yes — blogging. So it’s not all doom and gloom.

Sorry to come across as a bummer, but this is just what’s been overshadowing my year. Sorry, but I wanted to be a bit more transparent.

How was your 2024?

Katy Wolk-Stanley 

“Use it up, wear it out, make it do or do without.”

Click HERE to follow The Non-Consumer Advocate on Instagram.
Click HERE to join The Non-Consumer Advocate Facebook group.

P.S. I caught my son’s cold.

{ 63 comments… read them below or add one }

Joyce December 28, 2024 at 12:28 pm

Sorry you’re sick. Sorry it’s been a sucky year. Just think……you’ve helped way more people than you’ll ever know. Most people don’t comment but trust me you tickle our brains and help us move forward with our frugal goals. Keep on doing your thing Katy. You are a blessing to so many.

Reply

Katy December 28, 2024 at 8:45 pm

Thank you.

Reply

Kara December 28, 2024 at 12:36 pm

My heartfelt good wishes to you and your family. I appreciate all the blogging that you’ve done, and I appreciate when people share their struggles. We all have them, it just depends whether we share them or not.
I cannot wait to close out 2024. We’ve had a couple of terrible diagnoses (one of which is mine), a family member in hospital for a month which meant I was away from home for 6 weeks, and a premie baby born (doing AWESOMELY, thankfully). I’ve been cleaning and purging my house through the month of December and I wonder if it’s to have some feeling of control somewhere, and also some closure. Since 2024 was fairly crappy, I’d like to leave as much other crap as I can also in 2024. Start the new year with some space, literally and figuratively.

My best wishes to you, Katy, and to all that have had a hard year. May we be kind to ourselves and those around us, and may next year be decidedly better.

Reply

Susannah December 28, 2024 at 12:42 pm

Katy, I sincerely hope that 2025 is a better year for your family. This year was a tough one for us, and we, thankfully, were in good health. I think that the looming cloud of the next 4 years is making this particular year’s end pretty difficult. I have even been reluctant to open my 2025 planner which is *very* unlike my usual “new years energy” type of personality. I appreciate your blog so much and thank you for continuing to inspire us.

Reply

Kathy. P December 28, 2024 at 12:46 pm

We all need to share the rough with the smooth, you give so much positivity through your posts, carrying on when life handed far more lemons than you needed (we share extra things don’t we?) think your allowed a moan once in a while!
Thank fully no real health issues here, but with folks not paying DHbills, and some recent damage to our well things have been far more stressful than they need to be. We continue to try and be more resilient to the outside world, growing and making more and more at home. Still needs pennies, especially as canning stuff is sooooo pricey here on the UK, but has proved to be the tool that saves on freezer space!
Wishing all a fabulous, beautiful, calm and continually frugal 2025!!!

Reply

Lindsey December 28, 2024 at 12:50 pm

I am so sorry that much of the year has been crappy to you. To me, family illnesses are the worst because there is unpredictability involved: will they get worse, will they get better, are they in pain? Thank you for continuing to blog in spite of it all. I’ve been ill enough this year that I wondered if I would make it to 2025. I have lived much longer than the prediction of 30, but this last year I have come to feel like a grandfather clock that is slowly winding down. Even the newer meds are not having much impact. It makes me selfish, not caring how high I turn the temperature, turning down most invitations because I would rather sit in my recliner and read or watch something like Call the Midwife. I have to force myself to keep volunteering at the food bank. I think the only reason I am so frugal is that I want my husband to be left as comfortable as possible. I envy your ability to keep motivated to thrift and this blog in the midst of all your family health issues.

Reply

A. Marie December 28, 2024 at 1:47 pm

Lindsey, please keep on keeping on, for all our sakes–the husband’s, the doggos’, and all of your friends in blogland!

Reply

Ruby December 28, 2024 at 3:21 pm

Lindsey, you are a treasure. I hope there might be some treatment that helps.

Reply

Cathy in CT December 28, 2024 at 3:26 pm

That doesn’t sound selfish at all. Do what you need to do to take the best care of yourself possible. Sending you the warmest thoughts.

Reply

Christine December 28, 2024 at 4:32 pm

Lindsey, I’m so sorry to think you are at this point. I’m hoping in every fiber of my being 2025 will bring you better health in some way.

Reply

Selena December 28, 2024 at 4:42 pm

@Lindsey – I have often told my co-workers I am hard to kill – have had plenty of hard jobs as well as family “stuff”. I suspect you’re hard to kill too. Remember, medicine is not an exact science despite the egos of some (mostly male) physicians. Might be time to try some alternatives.

Reply

Jill A December 29, 2024 at 6:18 am

Lindsey, please continue to take care of yourself. I enjoy hearing your stories so I’m being selfish. Sending all my best wishes, Jill

Reply

Kristen @ The Frugal Girl December 28, 2024 at 12:56 pm

I really really hope that 2025 brings fewer challenges for you and yours, Katy! You’ve had so much on your plate.

Reply

Jann in Maine December 28, 2024 at 1:02 pm

Katy despite it all you have helped keep many of us afloat during this past year. And that is a generous and wonderful outcome. Thank you. I know that 2024 was full of highs and lows and due to my lugubrious German genes there were plenty of lows.
On the plus side my Long Covid went away spontaneously which was huge.
Still plugging along with what is ahead and what it might mean.
Thank you for all you have done to support us along the way.
Our Thriftmas was lowkey and with family who needed our support to get them through the day. We did just that and it was just what they needed.
May be continue to gain support and ideas as we look ahead.
Happy New Year!

Reply

Ruby December 28, 2024 at 1:05 pm

My heart goes out to you and your husband. It’s just incredibly hard being the sandwich generation. (((Hugs))) I hope your family’s health improves and there are lots of your favorite good times ahead.

I diced up the last of the Christmas ham today and froze it for inclusion in future bean soups. Went grocery shopping and caught a really good sale on cat food and a couple of gluten-free items. Cooked up a big pot of kibble topper for my dogs and froze it in small containers. It was enough for 22 days of meals for them. Yesterday I used two digital coupons and a rewards dollar to save $6 on toilet paper. Living the frugal high life here! 😀

Reply

Jill A December 29, 2024 at 6:15 am

I’ve never heard the term “sandwich generation” before. I like it.

Reply

JC December 28, 2024 at 1:07 pm

(((Katy)))
We too have had a difficult year, and like Susanna said the pall of the upcoming 4 years is weighing heavy over our heads.
I admire the way you and others keep going in spite of it all.
We have to keep plodding on and I am determined to find joy wherever I can.
JC

Reply

Cindy in the South December 28, 2024 at 1:12 pm

My middle mental health challenged son burned my retirement house down and it was a complete loss. He ended up in a mental health facility afterwards to attempt to stabilize him. Happened in October. The rest of the year had been great with the other kids doing really well. I thought he was doing well also until he spiraled out of control 24 hours prior. Sometimes, life really socks. Virtual hugs Katy.

Reply

Katy December 28, 2024 at 1:22 pm

Oh that’s just awful, I’m so sorry! Sending love.

Reply

Cindy in the South December 29, 2024 at 5:19 am

Thank all of y’all. I don’t really have much walking around sense at the moment. Still in shock I guess.

Reply

A. Marie December 28, 2024 at 1:50 pm

Cindy, the house burning and the reason for it are beyond dreadful. I’m so sorry. Sending hugs and sympathy.

Reply

Lindsey December 28, 2024 at 1:57 pm

How horrible–for him and for you! Hugs for the both of you.

Reply

Ruby December 28, 2024 at 3:19 pm

Cindy, I am so sorry. Hope your son can regain his mental health and nothing that bad ever happens again. (((Hugs)))

Reply

Cathy in CT December 28, 2024 at 3:22 pm

Cindy, I am so incredibly sorry for you, your family and your son. What a terrible thing. Sending you peace, love and hope.

Reply

Christine December 28, 2024 at 4:26 pm

Oh Cindy, I am truly sorry to hear this. I hope your son is stabilized and will improve more and more. It’s hard to see these things coming. Wish I could hug you.

Reply

Rose December 28, 2024 at 5:47 pm

Cindy, I’m so, so sorry. Unfortunately I’ve had way too much experience with poor mental health in my own children. Christmas dinner this year involved one child remnding the other about the restraining order they had.

I admire your honesty. I am sorry to say that when I’ve talked about mental health challenges my family has had, it is often thrown in my face years later. I don’t regret anything but sorry to say, don’t be surprised if someone brings it up years later to dis you.

Reply

Jill A December 29, 2024 at 6:13 am

Cindy, I’m so sorry to hear this. I hope your son is doing better and you’re getting the support you need also. Hugs, Jill

Reply

Rose December 28, 2024 at 1:14 pm

Every minute of it was horrendous. My mother died a few months ago and my dog died unexpectedly a couple months ago. Now one of my other dogs is seriously ill.
Mental health, either mine or my kids’, has been nonexistent. My writing career has suffered too although things are picking up. I helped a dear old friend through her brother’s death and my semi on/off boyfriend has leukemia.

I miss my best friend and my mother every single day, then I feel guilty because they wouldn’t want me to be depressed. After all, I’m alive even if they’re not.

I did adopt two darling puppies. That’s it.

Reply

Lindsey December 28, 2024 at 1:58 pm

I’m glad you have the puppies to bring you some joy. What a hard year for you. I hope things improve in 2025.

Reply

Ruby December 28, 2024 at 3:37 pm

Rose, I hope that the next year brings your heart some ease.

Reply

Christine December 28, 2024 at 4:28 pm

Rose, that’s a rough year indeed. I truly hope 2025 brings you better times.

Reply

Rose December 28, 2024 at 5:55 pm

Thanks, folks. My mother used to tell me how proud she was of how strong I am but she’s vanished into the mystic. Sometimes I pray to hear her or for her to hear me, but it doesn’t ever happen. Sometimes I pray for BFF to help me but it doesn’t happen because she is gone. Everything she was is gone.

Reply

christina December 28, 2024 at 1:18 pm

I feel I’m right there with you. Our year started off ok. I’m on monthly chemo therapy but it’s relatively easy ( a subcutaneous shot in the abdomen). I handle it fairly well. But my husband started losing ALOT of wieght in the spring and we knew something was up as this isn’t our first rodeo with cancer. In 2019 he was diagnosed with MDS. Very difficult but he went thru an allo transplant and came out great. fast forward to a different cancer diagnosis of peritoneal mesothelioma. Not a good diagnosis. So we’ve been in and out of ER, and he’s had a very difficult time with the chemo requiring mulitple transusions of platelets, and blood. Now we WAIT to see if Stanford will do the surgery. So next year year also looks like a shit storm. It will require him staying at Stanford and I will need to stay in a hotel. It’s daunting to say the least and it’s a very grueling surgery. I don’t know what the outcome will be but I feel we will weather it together. We’ve been married 54 years so I can honestly say, we’ll get through this.
So for all of us that have had a tough year, I hope there are brighter days ahead.

Reply

Christine December 28, 2024 at 4:34 pm

When I read your post, the first thing I thought of was how glad I am you have each other. One can get through things better with their “other.” Wishing you both better health in 2025.

Reply

A. Marie December 28, 2024 at 1:34 pm

Reading down this list of Katy’s and everyone else’s 2024 bummers, I realize that within this calendar year, I’ve been pretty lucky.

Of course, I will never stop missing DH (who died in June 2023).

Also, my next-door neighbor (NDN) is continuing down the long slow dementia slide. I’m in the process of composing a letter to NDN’s PCP, outlining the issues that her other close friend (CF) and I don’t feel comfortable bringing up in her presence during her upcoming PCP appointment on 1/15. Long story short, we don’t feel she should be living alone much longer, even with CF’s and my support. Fortunately, this PCP is a good guy, and we’re hoping he can help us get some necessary referrals to various agencies.

But, compared with what Katy and many others have been going through, these are small potatoes. And my response to what may happen after 1/20 wlll be to keep fighting and keep making fun of the SOBs. Hell, I’m a childless widow, and if anyone wants someone to do the equivalent of standing in front of the tanks in Tiananmen Square in 1989, I’m just about ready to volunteer.

Reply

Lindsey December 28, 2024 at 2:01 pm

Your neighbor is so lucky to have you and her other close friend. You are a gift to her.

Reply

Heidi Louise December 28, 2024 at 2:10 pm

I am still grappling with the implications of the election results. 75 million for one candidate; 77 million for the other. Almost 90 million people DID NOT VOTE.
That means only roughly a third of the populace voted for the bully, and two-thirds did not.
I mourn for those who did not vote. How much of the world is crying out for the chance at what we have in the U.S.?

Reply

Andrea December 28, 2024 at 1:39 pm

2024 was only slightly better than 2023. My husband lost his sister and father towards the end of 2023, so this year has revolved around estate stuff and grieving. We are ending the year with a bang as I’m reading/writing this sitting in the hospital with my son (poor guy got strep and pneumonia).

Here’s to a better 2025 for all!

Reply

Karen A. December 28, 2024 at 2:07 pm

DH and I were looking back and yes, 2024 had a lot of sucky things in it. One DS had multiple hospital stays and surgeries, another family member had serious issues that affected us all, I had a bout of listeria, and we all got sick from a mystery bacteria at the cat shelter we were volunteering at. (Not anymore. Even our cat got sick!)

But…I try to remind myself that there were glimmers within all that, and in spite of it. There were some good things too. I applied to and am working towards getting into a nursing degree program, as is one of my sons. We went on a fabulous trip to Florida in January, where our youngest got to step in the ocean for the first time in his life. We became stronger in our faith. We adopted a wonderful kitty. DH did great at his job. And our DS’s health crisis made us all pull together and we appreciate each other that much more…and he survived it. That alone is great.

I wish everyone a healthier, better 2025.

Reply

A. Marie December 28, 2024 at 2:45 pm

Karen A., I’ve been following along with your family both here and at The Frugal Girl–and I wish you all better times ahead, especially DS#1. And, as always, Betty cat and I send our best regards to Commodore Clark.

Reply

Michelle H December 28, 2024 at 2:15 pm

Best wishes for a better 2025, Katy. I so appreciate your blog, and the community here in the comments section!

Reply

Heidi Louise December 28, 2024 at 2:16 pm

I agree so much! May we be strong together.

Reply

JDinNM December 28, 2024 at 2:24 pm

All I can contribute is that a couple days ago I started a Word document on my laptop titled “2024 Has Sucked From Beginning To End.” I’m on page 3….

Reply

Denise December 28, 2024 at 3:02 pm

My mom died. I lost my job. Had to re-apply for my old job. Changed jobs. New job I’m surrounded by very sick, ailing patients. Turned 50. Ended the year getting a (giant) MOHS procedure on my nose for skin cancer.

2024. Ho Ho Holy Shit. What. A. Year!!!!

Reply

A. Marie December 29, 2024 at 3:45 am

Ho ho holy shit indeed, Denise! I’m hoping for better times ahead for you, and for all of us.

Reply

Cathy December 28, 2024 at 3:13 pm

I’m sorry that 2024 has been such a terribly rough year for you and your family. We had a similar year awhile back and it can truly create such emotional and physical turmoil and exhaustion. I’m wishing you a much better a d far less stressful year in 2025. My strength has come from my faith, friends, family and blogs such as yours that have helped me feel encouraged. I hope you can feel that reciprocated back to you from those who follow you and your inspirational writing. ❤️

Reply

Katy December 28, 2024 at 7:48 pm

Thank you for sharing your story and for your kind words.

Reply

Sandra December 28, 2024 at 3:38 pm

Dear Katy, Thank you so much for continuing to post everyday. It is a job that demands so much of your mental energy, not just when you are composing a blog posting, but all the hours in between. I suspect that one part of your brain is always thinking about it and mentally composing. Your thousands of readers are encouraged and sustained by your words, as well as the sharing Non-Consumer Advocate community. We are strong because we have to be and you help to keep us strong.

Reply

Katy December 28, 2024 at 7:46 pm

Thank you so much for your kind words.

Reply

Jennifer December 28, 2024 at 3:42 pm

I’m so sorry! Our 2024 was pretty sucky you. My FIL was diagnosed with a glioblastoma in march. My dh moved across the country for the next 5 months to care for both his parents. FIL died in August. I am on my 6th trip to CO this year. So much travel and so expensive. Plus we lost money due to dh not being able to work his second job. And we had to replace his car out of the blue. Not that old lowish miles but the bottom was rusting out. So yeah we are very ready for a new year

Reply

Christine December 28, 2024 at 6:38 pm

Condolences on your FIL. May 2025 bring about better times for your family.

Reply

Katy December 28, 2024 at 7:44 pm

So many people on team “2024 was the effing worst!” So sorry about your year.

Reply

Selena December 28, 2024 at 4:39 pm

How much time is that monthly payment costing you – even if only posting in your checkbook. Electricity (and plenty of it) are being used to schedule the ACH payment (online payment – doubt if you write a check and mail it), post the payment, and STORE the payment history. A pox on those who use a debit card/RTP for piddly amounts. The financial institution has to store your $3.82 transaction for getting close to 24 months. Yeah – think the bank is going to keep providing this service for free?
We lumped sum paid off our house. Received the paid off paperwork and it is duly filed where the kiddos can find it when needed.

Reply

Selena December 28, 2024 at 4:48 pm

Resist, survive, thrive is my 2025 (and likely thru January 2029) motto. Like Lindsey, I have always made sure my husband (as well as the kids when they were under age 22) were taken care of if I left this side of dirt.
No guarantees in life and some times the hand you’re dealt just sucks the big one. But this country (and the world) need us to push on.

Reply

Katy December 28, 2024 at 7:43 pm

I like your mantra.

Reply

Madeline December 28, 2024 at 6:44 pm

Sometims just talking about it a little ehelpshelps.And, it also validates for the rest of us that life sucks sometimes, and we all go through it. . and we will get to the other side.AND that the EXHAUSTION IS REAL.

I hope you get a respite from the illnesses and stresses very soon! I appreciate your taking time to blog sand encourage us to keep up our non consumer habits..and to remind us that the simple parts of life are truly the best!!

Reply

Katy December 28, 2024 at 7:42 pm

Sometimes it’s about managing the parts of life that are still under your control.

Reply

Christine December 28, 2024 at 6:50 pm

I noticed most of the hard times we’ve all had have to do with family, friends and sometimes ourselves having health challenges. My best to all and I sincerely hope things improve. 2024 certainly had its up and downs. The downs being a family member struggling with addiction plus the physical and mental health challenges that go along with it. Said family member is holding steady at this point. Status quo can be a beautiful thing. The up parts include another family member who, after seven years of dialysis, received a kidney! Said family member thriving. A weight off of our shoulders. Outside of our family, the painful part is the results of the November election. Anxiety provoking at its finest. I sincerely hope 2025 will not be as dire as I’m thinking it will be but there’s some pretty crazy shit already happening in that camp. God help us all.

Reply

Katy December 28, 2024 at 7:41 pm

I’m so sorry that your family has gone through all this.

Reply

t December 28, 2024 at 8:43 pm

Wow.
Reading about everyone’s year. I want good things for everyone.
I was doing aight till a mesocyclone dropped 16 tornadoes early one Sunday morning. Since then I’ve been wandering around looking for my spot and finally found it but one night on I-40 Helene said nope, the way is shut, you shall not pass.
Yesterday walking on a beautiful beach with the waves crashing and the little snowy plovers running about I felt so good. The ocean sounds and sights are supposed to reduce stress and create a meditative state. Could I become a beach bum? I’m not sure how it’s done or if it’s even legal! Chit chatting with fellow beachers it seems everyone is just looking for a little peace, a little reprieve from their life. And as we stand there watching the sun set over the waves in our little groups or all alone we find a piece of what we had thought lost and somehow carry on.

Reply

Nicole December 29, 2024 at 1:32 am

Hey Katie so sorry your year has been so hectic for you… but you need a break…spend the money, go on a holiday, enjoy yourself, you can’t take it with you, and life is short…

Reply

Kathy December 29, 2024 at 5:13 am

Katy wishing you a healthier and happier 2025
I just spent two hours yesterday in the ER to be diagnosed with a UTI post valve replacement surgery that I had on December 23rd. I was deemed a candidate for this procedure in July.
Our younger son age 44 is recovering from cancer surgery November 21.
Our oldest son age47 is finally going to move out after living with us 2.5 yrs

Reply

Jill A December 29, 2024 at 5:55 am

Katy, I’m so sorry to hear of your difficult year. Thank you for continuing to blog in spite of your difficulties. I hope it’s brought you some comfort and distraction. I know for me it gives me the comfort of familiar voices and motivation to keep going. My year has had it’s ups and downs.. my daughter’s wedding to a wonderful man and also the death of my brother. I’m hoping next year is much better for you and your family. Jill

Reply

Leave a Comment

Previous post: