An interesting thread is going on right now at The Non-Consumer Advocate Facebook Group. It was prompted by a reader and has gotten me thinking.

Here’s the question:

            “I’m curious. What are you buying that you, personally do not want to buy? Why must you?”

My first response was this:

“Actually, I feel pretty good about my recent purchases. Almost all of my Japanese host family gifts were edibles, except for a locally made tea towel and two Adidas T-shirts.

I can’t remember the last time I bought anything new for myself.”

But reader responses about underwear and being outvoted on cable-TV made me realize that there’s actually a number of places where I spend money that I wish I wasn’t. So yes, the cable TV irks me, as do some of my husband’s other spending habits that I won’t go into here. I have a $9.25 looming library fine and wish more than anything else that I turn back the clock and not buy a 1914 house in need of $100,000 in home repair. (Seriously, just writing that sentence makes me start to cry.)

But how about you, what are you spending money on that you wish you weren’t? Please share your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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I wrote yesterday about my frustrating search for a large rolling suitcase for my son’s impending summer exchange to Japan. Every thrift store trip for the past month included a look through their luggage section to no avail. I even priced new ones, and was on the verge of opening a vein buying brand new when I came across this lightweight Kiva brand 26″ rolling suitcase, which was exactly what I was looking for.

It’s in purr-fect condition, and at $14.99, (minus my 5% Goodwill club discount) set me back only $14.24. It originally sold for $150, and will be a great addition to our family’s luggage arsenal.

It just goes to show you that if there’s something you want to find used, chances are that it’s out there. As long as you give yourself time to hunt it down. Our planet is not enjoying the over manufacture of consumer goods, so buying used will always be my first choice.

Katy Wolk-Stanley, Goodwill huntress.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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My sixteen-year-old  son is leaving this Thursday for trip month-long trip to Japan. And until a couple of days ago I had a huge to-do list looming over my head. Luckily, a day off from work on Saturday provided me the opportunity to go from woefully-behind to comfortably-on-top-of-details. 

You may think that having just completed a trip to Japan would mean that this process would be a no brainer, but the packing lists differ enough to feel like I’m starting from square one.

And because I follow The Compact and try my best to only buy used, buying specific items takes a bit more time and dumb luck.

Here’s what my to-do/to buy list looked like going into the weekend:

  • Khaki slacks
  • Athletic shoes to wear for Japanese P.E. class. (These need to have never been worn outdoors.)
  • Slippers
  • Large rolling suitcase
  • Watch
  • Dress shirt
  • Convert dollars to yen.
  • Gifts for Sapporo and Tokyo host families.

However, on Saturday the four of us all piled into the minivan and ran errands. (It was a rare weekend day when neither me nor my husband worked.)  First up was to the Adidas employee store, where we had a pass and were thusly able to enjoy their 50%-off prices. I picked up two T-shirts for gifts that have the Adidas logo and “Portland” on them. My son chose a pair of athletic shoes and some “slides” that he’ll also be able to wear for lifeguarding. (I do not buy used host family gifts, so that is very much under my exception list.)

We then stopped at Marshall’s, as I figured they would be a good source for quality, inexpensive luggage. Wrong! Not only was their luggage still expensive, but the quality was awful! Each suitcase looked like it would be unlikely to survive the trip, let alone be something we could use for years to come. This pissed me off, as I’ve been keeping an eye out for luggage for the last month, which means I have probably looked at 15 different thrift stores and struck out.

When I break down and spend a bunch of money, I want to buy quality, not crap!

Needless to say, I walked out empty handed.

I had my husband drop my son and I off on a busy shopping street near our house where we found a nice pair of second-hand khakis as well as some host family gifts. (Tazo chai tea, boxes of smoked salmon, and Oregon vintage-look tea towels.)

And then yesterday on my way home from work I stopped at Goodwill and bought a new-in-box Victorinox Swiss Army watch for $15 and a nice dress shirt.

Here’s what my to-do/to-buy list looks like now:

  • Large suitcase
  • Last few gifts for Sapporo/Tokyo host families.
  • Convert dollars to yen.

Today my sons and I are going to run through all the thrift stores on S.E. 82nd avenue for a suitcase, and then buy one at JCPenney if need be. I’ll also stop at See’s for lollipops and Bob’s Red Mill to buy some local food gifts to fill in the gaps for host family gifts.

Then I’ll be done shopping, and I can start to focus on how much I’ll miss my son this summer.

*Sniff*

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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This question came in from Linda over at the Non-Consumer Advocate Facebook Group:

Back to garage sales, is something still a deal if you have to “do something” to it? For a cheap example, I bought a pair of smokey quartz earrings at a garage sale for 50 cents. I got home and realized that one ear wire was gold and the other was silver. Looked weird. (Did not notice in the sun before purchasing.) So, then had to drive to the craft store and buy replacement ear wires adding time and gas to the purchase and the time with the pliers to fix the earrings. Even using a coupon, total cost of earrings was now $2.61. Still a good deal, but more than what I thought I was getting for 50 cents. If I had seen them on the garage sale table for $2.61, I would have passed. On larger purchases in the past, I have spent way more time in repairing something, purchasing paint, etc. than I did on the actual item. Sometimes, I feel like it was worth it (such as the savings I got from repairing old furniture rather than buying new) and sometimes I feel like I spent too much having to repair something frivolous (like the earrings that I didn’t really need in the first place). Maybe that is it- If the item is a need, it is worth the time and additional $ outlay, and if it is a want, maybe not so much. Discuss?

I think this is a very interesting question, as a bargain that requires us spend to money is far from a bargain. My take was I actually like to fix things up, but would have looked to my current earrings stash to find the missing parts rather than buying new.

How about you?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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50 Ways to Save Money. Now.

by Katy on June 21, 2012 · 64 comments

  1. Treat every purchase like it’s a major purchase. You have a few opportunities in life to save a lot of money, but it’s the small daily ones that will make or break you.
  2. Vacation close to home so you can drive instead of fly.
  3. Delay big purchases as long as possible. You may lose interest or find an alternate solution.
  4. Hang dry your laundry, indoors if necessary.
  5. Choose a hairstyle that does not require frequent trims.
  6. Repair instead of replace. This goes for appliances, furniture, clothing, whatever.
  7. Borrow infrequently used tools and supplies instead of buying. (Also make sure to lend.)
  8. Bank at a credit union instead of a corporate bank. You’ll most likely save on fees.
  9. Wear the clothes you already own instead of buying new stuff all the time.
  10. Cook from scratch and save restaurant meals for special occasions.
  11. Make sure you have a few easy meals on hand for those nights when takeout dinner is calling your name. There’s nothing wrong with serving scrambled eggs and toast for dinner.
  12. Use your library for books, magazines, movies and CD’s. And then make sure to return them on time!
  13. Foster your relationships with like minded friends. They won’t make you feel bad about sticking to a budget.
  14. Pack your own work and school lunches.
  15. Replace expensive recipe ingredients with inexpensive options. Perfect example? Kale instead of basil in pesto.
  16. Don’t be a snob about older electronics. You will survive without the newest iPhone.
  17. Learn how to mend and de-stain your clothing. If half your wardrobe is out of commission, you’re missing out.
  18. Batch your errands whenever you drive.
  19. Drink water or homemade iced tea instead of soda.
  20. Choose social get togethers that do not include shopping.
  21. Cancel memberships that you do not use. Gyms, premium cable channels, and everything else.
  22. Pay attention to your household’s food waste. Eat what you have, and stop buying the food that you tend to waste.
  23. Be willing to own less stuff. There’s less to buy, organize, clean and look at.
  24. Wait until movies hit the second run theaters.
  25. Decline your friends’ shopping parties. You don’t need any more Tupperware, baskets, jewelry or candles.
  26. Take advantage of your town’s free offerings. Parks, hikes, concerts, plays, it’s all there!
  27. Don’t assume that all coupons are for junk food. There are tons of great coupons for pasta, organic food and healthy products. Keep an open mind.
  28. Minimize the disposable supplies that you buy. Rags made from old T-shirts can replace paper towels, and handkerchiefs can replace Kleenex.
  29. Embrace simple entertaining. Chances are that neither Martha Stewart nor the Queen of England will attend your party.
  30. Automate as many of your bills as possible. Not only will you save on stamps, but you’ll never pay a late fee again.
  31. Learn to use a paintbrush. Outdated furniture and kitchen cabinets can gain a modern vibe for thousands less than buying new. And chances are that your old stuff is better constructed than new stuff anyway.
  32. Call your cable company, credit cards and phone company to negotiate a better deal. They want to keep you as a customer and will usually sweeten your deal.
  33. Say no to expensive children’s birthday parties. Just because your neighbor spent $500 on her kid doesn’t mean you have to.
  34. Rethink your expensive hobbies.
  35. Let your kids entertain themselves. It fosters their creativity.
  36. Store your leftovers in see-through containers. You’ll be less likely to forget about what lurks in your fridge.
  37. Don’t feel bad about accepting other people’s generosity. You can reciprocate in your own way.
  38. Don’t be fooled into thinking that expensive shampoos, cosmetics and body products are better than the cheap-o stuff.
  39. Turn down your hot water heater, furnace and air conditioner. You will adjust.
  40. Only stock up on cheap deals if it’s something that you use frequently.
  41. Embrace second hand items. Thrift stores are your best friend.
  42. Learn to say no to your kids.
  43. Don’t hire out what you can do for yourself. Mow your own lawn, clean your own house and cook your own food.
  44. Adopt a mixed-breed pet instead of buying a purebred animal. Or if your have to have a pure breed, look into a rescue organization that specializes in that dog.
  45. Say no to single use unitaskers. One good knife can fill the role of half of what’s sold in a kitchen supply store.
  46. Allow for imperfection in your life. Your house is not a magazine and your kitchen is not a restaurant.
  47. Replace your monthly tampons with a menstrual cup. This tip alone will save you hundreds and hundreds of dollars.
  48. Buy (or make) your birthday and holiday gifts ahead of time. And then allow yourself to spend less.
  49. Ignore The Joneses. Chances are that they’re deeply in debt from all their conspicuous consumption.
  50. Read frugality blogs like The Non-Consumer Advocate for ideas and inspiration!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Summertime is For Family

by Katy on June 20, 2012 · 4 comments

I love summertime. Sleeping in, not nagging about homework and spending our days doing , well . . . whatever we want. And lately, we’ve been spending more time with family.

Barbecuing with "Tampa Tony."

 

Enjoying a cool beverage on the deck with "Grandma Susan."

 

Playing with cousin Dominic.

 

Hanging out in the yard with my father and sister.

 

Just enjoying that I am lucky enough to have family that lives in town.

 

Yes it’s true, it’s impossible to have fun without spending a ton of money. 😉

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Five Frugal Things

by Katy on June 19, 2012 · 17 comments

  1. Drove through a wealthy neighborhood that had just completed a garage sale weekend. Brought home a box of free books to enjoy and sell.
  2. Made a special trip to Costco to buy budget-friendly salmon on Father’s Day. Filled up at their gas station even though I only needed five gallons. $3.59/gallon is way better than the $4.07/gallon that my local station was charging.
  3. I will be receiving a review copy of Ashley English’s A Year of Pies: A Seasonal Tour of Home Baked Pies. Of course I’ll host a giveaway to share the wealth!
  4. I brought my lunch to work yesterday, even though the main dish was the last from a pot of homemade chicken soup that was more broth than chicken.
  5. Bought six boxes of $1 microwave popcorn at Rite-Aid yesterday. I had seen on Frugal Living NW that buying two boxes of the popcorn would spit out a $2 off your next purchase coupon. So after the first $2 purchase, the rest were free!

How about you, have any recent frugal maneuvers to share?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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It’s Garage Sale Season!

by Katy on June 17, 2012 · 17 comments

I wait all year for the sun to come out in Portland, Oregon. Not because I can finally hike, bike and rock climb, but because with the sun comes Garage Sale Season. Driving my son to go hang out with a friends, I passed dozen of signs for garage sales which set my heart aflutter. However, I already have a house full of stuff, so I have to be judicious in my quest to find more, more, more.

I had seen on Facebook that my friend Darcy (who I like to call “Mr. Darcy” ) was hosting a garage sale, so I decided to swing past her house for a shop and a chat. It was towards the end of the day, so business was light and we got to catch up on each other’s lives.

What did I buy? A single square Rubbermaid container for $1 that’s exactly like the one my husband uses on a daily basis for his work lunches. (I figured it would be nice to have a backup one.) And when I was leaving, I noticed a neighbor’s free pile from which I plucked two throw pillows to use on my patio loveseat which sits on my front porch.

Ahh . . . garage sale season.

It’s the best!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Pinterest Tricks — Do They Work?

by Katy on June 15, 2012 · 28 comments

Pinterest.

You love it or you hate it. True, it can be a time suck, but it can also be an incredible source of inspiration. Like the very best haven or cooking magazine, but without the advertisements. (Can you tell I’m in the “love it!” camp?) However, it’s very easy to spend all your time finding inspiration and then no time actually acting on it.

So I decided to beta test a couple of Pinterest tricks. Specifically those tricks which solve a household problem using stuff I already had on hand.

First off was a tip to use pop can tabs to double up hangers. This Pinterest tip originally came from IdeaBottle.Blogspot.com and appealed to me as it A: requires zero skills, and B: helps to organize my closets, something I geek-out over. (Seriously, I care more about how organized my closets are than what’s actually in them!)

Here’s how it works. You take a pop can tab and guide it over the top hanger, and then hang the bottom hanger through the tab. See? So easy!

And here’s how the coat closet looks after its pop can conversion. A little more organized with zero expense. And by the way, don’t you love all my wooden hangers? I’ve been buying them in fits and spurts at thrift stores through the years. I finally have enough for the coat closet, (which is under the stairs and has no door, which means it has to look decent) as well as our bedroom closet.

My verdict? Successful Pinterest tip!

My second Pinterest test was to try a tip from TheHandmadeDress.Blogspot.com to remove DVD scratches using children toothpaste. (Why children’s toothpaste? Because it’s less abrasive than regular toothpaste.) This was another example of using on-hand supplies to solve a household problem. And lord knows I had enough scratched up DVD’s to try this out on. And I even had a no longer used tube of Spongebob toothpaste that I would happily use up.

Here’s how it works. You squeeze toothpaste on the DVD, and rub in concentric circles until the toothpaste is kind of dried out. Then rinse and dry.

Sadly, this tip did not work for me, even though I followed the directions perfectly. I even repeated the process, as the Harry Potter DVD really was quite scratched up. I’m thinking that this tip would work better on a slightly scratched DVD than an extremely scratched one, and am willing to try it again.

My verdict? This Pinterest tip was a bust.

Have you found any Pinterest tips (or really, an non-Pinterest tips) that have rocked your world? Please share your ideas in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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Etiquette For The Non-Consumer Set

by Katy on June 14, 2012 · 10 comments

The following is a reprint from a previously published post. Enjoy!

Emily Post

I love books.

Big books, little books and most everything in between. But I’m able to mostly able to satisfy this craving with my handy-dandy library card.

But there are a few books I must own for myself:

I picked this massive book up at a thrift store god knows when, and it sits proudly in a prime spot right next to the fireplace. I find it very interesting to read up on what was considered important just a scant 67 years ago, plus it’s simply a cool looking book.

I was leafing through Mrs. Post’s infinite wisdom this evening when I came across this passage under the subject of “Modern Man and Girl:”

“To every thoroughbred, money is like his toothbrush — it is a necessity, quite true! But it is neither an object for worship nor for display! One great thing that these past years of depression may do is to give us back our sense of intrinsic worth and our standards of culture, which were temporarily lost sight of in the rated-by-money era of the great inflation!”

This quote could be lifted out of a hundred modern day articles, yet comes from a 1942 book that also features an entire chapter on The Debutante. The notion that lean times can lead one to intrinsic worth is an idea that is core to simple living.

Some teachings are too classic to ever go out of style.

Now if I can just figure out all the complicated expectations for the 41-year-old debutante.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without”

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