Reader, Jennifer posted this question on the Non-Consumer Advocate Facebook wall:
“I would love tips on how to get your spouse on board. Even when times are tough, my husband’s mind-set is to EARN MORE instead of SPEND LESS. <sigh> (He would rather take a second job than cut back our expenses.)”
This is a hard question, and there is certainly no simple answer. There in an inherent societal pressure on men to provide for their families, and to have to scrimp and save at home can easily be equated with failure as a financial provider.
My experience has been that a frugal lifestyle is more appealing when it’s presented as a means to an end, rather than a stand-alone goal:
“Yes, we are going without cable TV/an expensive vacation/gifts for one another, but look at the money we’ve put aside to pay off our mortgage/fund the kids’ college funds/erase all our student loans.
Right now, my family is putting every extra penny aside so that we can send the boys on their class trips to Japan without incurring any debt. (I also just found out that I was chosen to be one of three chaperones for the eighth grade trip, which is fantastic news, even though it means I suddenly need to come up with approximately $1500.) Altogether, it’s going to add up to around $7500. Needless to say, this is our main current financial goal.
Keep in mind, I would be totally fine with a frugal life without these goals, but for my husband Dale, the goals are key.
How about you, what advice do you have for Jennifer? What has and has not worked for your family? Please share your thoughts and ideas in the comments section below.
Katy Wolk-Stanley
“Use it up, wear it out, make it do or do without”
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