Five Frugal Things

by Katy on May 7, 2017 · 90 comments

  1. My husband and and I walked to the library yesterday to return a DVD and look for fresh reading material. I dragged him to a garage sale along the way, where I spent a dollar and bought:
    – A vintage wooden rolling pin.
    – A packet of nice chopsticks.
    – A 1/2-cup stainless steel measuring cup, which I needed as my normal one lives in the cat food bin.
    – Two birthday candles in the shape of a “1” and a “0.”
    – A stainless steel pastry cutter, which I also needed as my old one has two missing spines.
    – A silicone pastry brush.
  2. I picked out two library books, which were sadly a bust as one reeked from cigarette smoke and the other one turned out to be a sequel to a book I hadn’t read. That’s okay though, as no money was spent. I did put an explanatory post-it note on the smokey book so they could properly deal with it.
  3. We then walked through Fred Meyer (Kroger) where I picked up three Friday Freebie items. (A bag of tortilla chips, a bag of popcorn and a yogurt.)
  4. I browsed through my Roku box streaming options and added a few free channels. This included the PBS channel, where I discovered the show Victorian Slum House, which hadn’t been on my radar. I’ve watched Frontier House, The 1940’s House, Colonial House, Manor House and The 1900 House in the past and am very happy to see that that these shows are continuing to be produced. I watched the one episode available and highly recommend it. I absolutely loved my visit to NYC’s Tenement Museum, and had wondered if London had something similar. My docent didn’t think that they did, and I wonder if this show will spark enough interest to create one.
  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on May 6, 2017 · 69 comments

  1. My husband and I wanted to go do fun stuff the other day, yet couldn’t justify the cost. (April was an extremely expensive month due to tuition payment, taxes and some unexpected medical fees.) I had two large mustard colored glazed flowerpots that I wasn’t keen on, so I brought them over to our local consignment shop and left with $6.90 in cash. I’d pulled them from a free pile a few months ago, so I had no problem parting with them. Add in that I still had leftover cash from last week’s consumer opinion panel, and suddenly we had guilt-free funds for an afternoon of lunch and sightseeing.
  2. I worked yesterday and brought my own lunch of spaghetti squash with homemade kale pesto. I’d thought that I didn’t have enough leftovers to put a work lunch together, but then remembered the squash. Of course I enjoyed the free crappy coffee and the free delicious tea.
  3. I drew out my own calendar pages for June and July instead of buying a regular calendar. We have more paper at home then we could ever possibly use, and I’d rather make use of something I already own than buy a retail product. Why do we have so much paper? I rescued a couple reams of paper from my son’s dorm when we helped him move out last year. That’s also how I “shopped” for our current bath mat.
  4. I remembered my Chinook Book app while shopping at New Seasons the other day and tapped through to see if there were any coupons I could use. I discovered one for a dozen free eggs, which I gleefully added onto my phone. I paid $15 for the app a few months ago on a day when 100% of the proceeds were dedicated to the American Civil Liberties Union, (ACLU) which perfectly aligned my passions. Bargain shopping and free speech protection? Be still my heart!
  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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This article first appeared over at ClarkHoward.com.

When the subject of frugal vacationing comes up, the focus is understandably on the cost of the actual vacation. You know, the airfare, hotel, car rental, meals and entertainment. However, there’s an area that can bring down your vacation cost, and that is to minimize any and all home expenses while you’re away.

Minimize electricity

Walk through each room of your home and turn off or unplug anything that won’t be used. This includes your entertainment devices, clocks, microwave, computer router and anything else that draws vampire power while not in use. Make it easier by plugging like items into a single surge protector.

Needless to say, do not unplug your refrigerator! However, you might want to employ this life hack to ensure that you didn’t had a blackout while away from home.

Adjust your thermostat

No need to maintain your current thermostat settings if your house or apartment is sitting empty. Although people in warm climates might choose to completely turn off their furnaces or air conditioning, those in colder areas should never set the temperature below 55°, which is the industry standard to avoid frozen water pipes and maintain your home insurance coverage.

Suspend subscriptions

Not only does it waste money to continue a newspaper subscription while out of town, it’s a red light to burglars that your house is sitting empty. Call your newspaper’s subscription department and suspend delivery for the days when you’re out of town.

You can also put other paid subscriptions such as Hulu on hold while away. Even though you’ll save just $7.99 per month, it’s worth the effort if you’re confident that your vacation will be blissfully screen-free. Just click HERE for the wikihow instructions.

Hit up your neighbors

Having a close relationship with your neighbors is great when you need to borrow an extra egg for chocolate chip cookies, but it’s freaking amazing when you’re away from home. Not only can you make sure that your plants get watered and your cats get fed, but having someone keep an eye on your house is an important safety precaution. Just make sure to offer to do the same for when those neighbors then take their vacations.

Prepay your bills

Nothing is more of a bummer than to come home from a relaxing vacation to find that you’ve forgotten a bill. Avoid this situation by either prepaying any bills that would come due or by setting up automatic payments.

Fill your prescriptions

If you take daily medications, you might want to fill any prescriptions before leaving town. The headache of contacting your physician and then having to pay for an out of insurance pharmacy is surely not part of your vacation plans.

Avoid burglars

It doesn’t matter how frugal your vacation is if your time away from home becomes an invitation to burglars. Protect yourself and your home by following these tips:

  • Buy a few timers for your lights, and then program them for differing times so your house doesn’t advertise its empty status.
  • Lock all doors, windows, gates and screen doors. You may feel that your house is battened down, but you still need to double and then triple check.
  • Have a neighbor check your porch on a daily basis to make sure there aren’t any packages or flyers that red flag that your home as being unoccupied.
  • Leave a car in the driveway if possible.

Convicted burglar reales nine secrets to keep your home safe

Plan your arrival meal

Anticipate that you’ll be exhausted when you finish traveling home from your vacation, so plan a ready to go meal that requires nothing more than pulling it from the freezer. Avoid the temptation to call for a pricey takeout meal.

Rent out your home

This tip is certainly not for everyone, but it’s becoming increasingly common for people to take advantage of websites such as HomeAway.com, Airbnb.com or VRBO.com to rent out their homes. Yes, you take a risk by renting out your personal residence, but many people have had great success using these short term rental companies. Just make sure to familiarize yourself with your city’s laws and regulations before venturing into this endeavor.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on May 2, 2017 · 71 comments

  1. I found a sodden lump of washcloths on the ground when I was dropping my son off at school the other day. They were wet, but only from the ever present Oregon rain. I threw them in the back of the car and then laundered them with a load that included terry cloth rags that I’d used to clean up my cat pee mattress. (In other words, they were not the grossest thing in that load of laundry!) I just took them from the dryer and am pleased to see that one is a pretty washcloth, the second is a microfiber cloth and the third is a washcloth/scrubby hybrid with much potential. These items would have certainly been send to the landfill if I hadn’t picked them up. Even if I didn’t want to keep them, I could have given them to someone who could get use from these still functional items.
  2. I didn’t bring my lunch to work yesterday, but I did wait to go to the hospital cafeteria until after 2 P.M. when the salad bar is 25% off. I chose poached salmon and roasted asparagus with mushrooms for a grand total of $2.48. Better than a lot of restaurant meals I’ve had in my day, and certainly a lot cheaper!
  3. I had my son swipe me in for a dining hall meal while I was on campus. Not exactly frugal as the university’s meal plan is insanely expensive, but it’s money smart to make the most of it.
  4. I’m finishing up a library book that’s due today, I’m wearing 100% thrifted clothing, (okay, maybe not the underwear) my mother’s taking me to lunch as a thank you for borrowing my minivan and brute strength to pick up a mattress, my husband and I shared a $7 taco truck burrito and I’m still using the same menstrual cup that I bought nine years ago.
  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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When Life Hands You Bird Shit . . .

by Katy on April 30, 2017 · 57 comments

You know how life’s great challenges seem to come in groups of a million three? Yeah, it’s been one of those days.

Here, let me start from the beginning . . .

One or possibly both of my cats have been missing the litter box. It could be due to their massive girth, (I swear I’m only feeding them a 1/2 cup per day!) or it might be because they’re cats which inherently means they’re jerks. It wouldn’t be that big of a deal if it was one of the two litter boxes in our unfinished basement. But no, it’s the litter box that sits on our beautifully refinished fir floors.

I finally decided that I would simply remove the litter box and keep all three in the basement. I sprayed the area with an enzymatic cleaner and instructed all family members to shut their bedroom doors as I knew we’d have some pissed off cats. Unfortunately, my husband left our bedroom door open, which we all know is the universal language for “come pee on my bed.”

Unhappy, (but still able to cope) I removed the linens, put them in the wash and attacked the stain with the aforementioned enzymatic spray. I then closed the door and slept on my son’s trundle bed.

And then guess what I did this morning? Yup, I left the bedroom door open for a couple of minutes. However, that’s all it took. I rushed through the spray cleaner routine again, and then ran out the door to drive my son back to school. (I’ll let you imagine my coping at this point. Let’s just say that I may have invented some clever new swear words.)

I get to the car and find . . . close to a half gallon of bird shit dripping down the driver side door and window. (Seriously, it looked like an ostrich might have built a nest in the tree!)

So wet, so gloppy and certainly not what my already frazzled nerves needed.

I decided I would splurge on a car wash on my way out of town as I need to stop for gas either way. Unfortunately the simple drive-through wash was seven bucks! And maybe I’m a time traveller from a less expensive era, but that’s simply too rich for my blood. Luckily, I spied the windshield washer scrub/squeegee thing and a lightbulb went off in my head.

I quickly grabbed the scrubber and got to work. It took a few minutes to clean off the bird crap, but in the end the car was back to its inoffensive exterior and I’d saved myself a decent chunk of cash.

Weirdly, it erased my bad mood. I felt somewhat in control of my life, as if I could actually face whatever the world had in store for me. And when I got back from the five-hour round trip journey to deposit my son back at his dorm, I was able to efficiently shampoo my mattress back to a level of general cleanliness.

Now, about those ostriches.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on April 30, 2017 · 45 comments

  1. My son came home for the weekend, so the two of spent yesterday having fun about town. Our first stop was to a conveyer belt sushi restaurant for lunch, but you know that we were deliberate with our spending. Part of our frugal plan was to order bowls of udon noodles as soon as we were seated, as they’re just $2, yet very filling. In the past we’ve waited farther into the meal to order the udon and ended up too full. The total for the two of us was $12.50.
  2. There was no choice but to stop into the nearby Goodwill as it was walking distance from the restaurant. Neither of us found anything to buy, although I was tempted to pick up a $10 Specialized bike, but changed my mind as the chain was super rusty and I’m not in the right mindset for a new project.
  3. We then walked over to The Dollar Tree where I bought three 28-ounce cans of crushed tomatoes, ginger snaps, knock-off Nature’s Miracle and two 7-ounce containers of “Steakhouse Seasoning.” I don’t remember why I ever bought this stuff in the first place, but I’m glad I did because this mix is the best! It’s been awhile since I’ve seen it in the stores, so I stocked up. The same amount of Penzy’s brand steak seasoning would be $36, so this stuff is a screaming deal! (I use this in almost all my savory dishes, and it really livens up the flavor.)
  4. The two of us then wandered around the mall as my son wanted to see the new sneakers in person. However the only thing we bought were two 90¢ lollipops from See’s Candy. The man behind the counter was feeling generous and gave us four fancy chocolates, which my son happily enjoyed.
  5. The last stop was to New Season’s Market. (Like Whole Foods, but local.) I needed a half-pound of ground beef for spaghetti as were having my mother and step father over for dinner. My definition of frugality is to be deliberate and thoughtful with my resources. What that looks like is the illogical combination of canned tomatoes from a dollar store, but ground beef from an expensive source. The one choice creates the room for the other. The evening was topped off with ginger snaps and an episode of the new Mystery Science Theater 3000. No Lear Jets were harmed in the making of this blog post.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on April 27, 2017 · 75 comments

  1. I had the privilege of receiving a behind the scenes tour of a Portland area Goodwill Outlet store yesterday, which of course was a total blast. (So interesting, and you can look forward to a stand alone blog post about it in a few days.) Afterwards I wandered around “the bins” for a bit, where I picked up a brand new pair of hand knit socks and a pair of classic vintage scissors. The total cost? 57¢. And yes, thank you for asking. I am an extremely practical person.
  2. I’m attending a consumer opinion focus group this evening, which will bring me $100 closer to my goal of exotic vacations, groovy clothing, gourmet restaurant meals, relaxing spa days paying for my sons’ college expenses. These are always very interesting and there’s something very Soprano-esque about being handed an envelope full of cash. I just wish they’d tell me that “you’re one of my top earners.”
  3. I borrowed my friend’s sweater shaver to tidy up a vintage needlepoint pillow that was looking a bit rough. This is a perfect example of how having a “mutually moochy relationship” supports a frugal life style. There is a 0% chance that the two of us will require this item at the same time, so there’s no need for duplicate ownership. She then has carte blanche to borrow anything that I own. Example? She borrows my rug shampooer from time to time.
  4. I accepted an invitation to meet up with the alumni outreach person from my college of nursing. He knew to not hit me up for a donation, and together we enjoyed delicious lattes on his expense account.
  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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The following is a reprint of a previously published post. Enjoy!

It was sure a lot more fun and satisfying to fix up this old mirror than it would have been to buy one online. And yes, the antique dresser was a curbside find.

  • Dinner out without ever having to worry about the bill.
  • This season’s hip new clothing without the slightest inclination to look at the price tag.
  • turnkey house where your only project is where to place your gorgeous furniture?

Sounds great, right?

Nope.

As dreamlike as it sounds to have access to everything you want at your fingertips, I feel like the reality of a limited budget sparks creativity and imagination that would otherwise lay dormant. 

Because the cost of taking four adults out for dinner, (Yup, teenage boys eat as much, if not much, much more than an adult) is staggering, so I end up having to cook at home. However, this doesn’t translate into frozen Costco lasagnas, as I like to prepare what I actually enjoy eating.

Take last night as an example. I’ve been craving Vietnamese salad rolls all week, (probably due to the fact that I spent an afternoon cleaning one of my mother’s guest cottages, and basking in the aromas of the divine Jade Teahouse and Patisserie, the *best* restaurant, Vietnamese or otherwise in town.) So instead of wallowing in the sentiment of “Poor me,” I found a recipe online and whipped up a huge batch of salad rolls for the family. And no, they were not as pretty as Jade’s, but for the first time in my life I got to gorge on a delicacy, which before had always been an appetizer.

Such a luxury, and frankly, pretty damned satisfying. And now, I have a new skill! Some might even go so far as to call it self improvement. 

The harsh reality of not being able to buy the things you want, whether it’s a certain type of food, a decor item or the services of a professional can force you into learning new skills. And then, if your financial situation takes a nosedive, you already know how to fend for yourself. But you know . . . in style.

It’s a good thing that I wasn’t born an heiress. What a travesty that would have been. 😉

Agree, disagree? Please share your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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This post first appeared over at ClarkHoward.com.

It can seem like half of the work of maintaining a clean home is the baffling challenge of stain removal. It would be easy if there was a single product that worked on very surface, but sadly such is not the case. Add in new materials such as synthetic workout gear and grandma’s go-to stain removers no longer pack the punch they used to.

However, three’s no need to reinvent the wheel, as other people have already done the hard work of solving your stain dilemmas. Here’s what they’ve discovered.

Sharpie

The beauty of a Sharpie pen is that it writes on almost anything and is permanent. Sadly, that’s also its downfall. Our own Alex Thompson Sadler discovered this list which should cover almost any disaster that your two-year-old can dish out:

  • Clothes: hand sanitizer.
  • Walls: toothpaste or hairspray.
  • Wood: rubbing alcohol.
  • Carpet: white vinegar.
  • Furniture: milk.
  • Ceramic or glass: One part toothpaste to one part baking soda.
  • Fiberglass: green and yellow sponge with Windex or alcohol.
  • Plastic: toothpaste and toothbrush or oil sheen hair spray and a cloth.

How to remove Sharpie stains from pretty much anything

Driveway oil stains

Believe it or not, people swear by kitty litter for this task, and if you believe the members of the Laundry Love & Cleaning Science group, “the cheaper the better.” You’re then instructed to step on it, “grind it in” and let it sit. Finish with a Dawn detergent/water scrub and then hose it off.

Urine

It might be due to a misbehaving puppy or a potty training child, but most of us have been in the situation where we’re dealing with the sight and smell of a urine stain. Luckily, there are enzymatic cleansers that break down instead of simply masking this unwelcome scent. One cleaning product that both parents and pets owners swear by is Odoban. Whether you’re working on upholstered furniture, hard surfaces or laundry, they have a product for all types of biologically based stains.

White board

White boards work perfectly in their write-on-wipe-off functionality until someone accidentally uses the wrong pen. Luckily hand sanitizer such as Purell works wonders to remove ink stains. Need more proof of hand sanitizer’s power? You need only to view this inspiring post from a few months ago.

Accidentally dyed laundry

We all know the classic advice to separate colors when doing laundry, but sometimes a brand new red sock still gets mixed into a load of whites. Your newly pink clothing may be a delight to your three year old, but not everyone wants to embrace the Disney princess aesthetic. Fear not, as an overnight soak in Oxyclean, (or the L.A.’s Totally Awesome Dollar store knock-off) should help to get your wardrobe back to normal. Repeat if necessary and do not put your laundry into the dryer until you’re satisfied with the result.

Workout clothing stench

You may feel all virtuous after a good workout, but traditionally laundered workout gear can retain unpleasant smells that are sure to ruin your endorphin high. However, an old stalwart cleaner has your sweaty back. Pine-Sol. That’s right, the same stuff your grandmother mopped her floors with has gained the respect of a new generation. The instructions for laundry are right on the bottle, instructing to “add ½ cup of Original Pine-Sol along with your regular detergent to boost a load of white or colorfast laundry.”

Blood

Blood stains can be a real pain to address. However, there’s one product that’s the #1 choice for removal. Hydrogen peroxide. Yup, just the regular cheap stuff in the brown bottle. Spray or pour the peroxide onto the stain and let it sit while it bubbles. Then rinse in cold water and repeat. Rub the fabric against itself for final stain removal and add in some Dawn detergent if necessary. Again, don’t put the piece through the dryer until the stain is fully removed.

Yellow armpit stains

Caused when “the aluminum in your antiperspirant or deodorant combines with the salt in your sweat,” yellow shirt stains can be a real embarrassment. However, a combination of baking soda, dish soap and hydrogen peroxide can bring your shirt back to life. Team Clark’s Mike Timmerman tested this technique, writing that it’s as simple as “applying the ingredients directly to the shirt, use an old toothbrush to work them in for a minute, and then let the shirt sit for at least an hour before putting it in the washing machine.”

Cheap and easy way to remove yellow sweat stains from your clothes

Hard water stains on toilets

It can be frustrating to have a perpetually dirty looking toilet despite regular cleanings. This phenomenon is usually due to hard water deposits, and even though you may have tried multiple cleaning products, a quick scrub with a pumice stone can remove the stain with minimal effort. Rave reviews such as this one have me convinced. “My pumice stone took all the nasty off and my potty looks brand new!”

Grass stains

Whether you’re the parent of a rambunctious pre-schooler or have a kid in sports, grass stains can be a challenge to address. Luckily there’s a powerful bar of soap that’s stocked in the laundry aside of most grocery stores. Fels-Naptha has been manufactured for over 100 years, and has been the go-to stain remover for multiple generations of launderers. Their website instructs that “All you’ve got to do is rub the stain with a wet bar of Purex Fels-Naptha and let it sit for a few minutes. Then wash your clothes as you normally would and say farewell to tough stains for good.” Users agree, sharing that “I use it on my son’s baseball pants and it works each time.”

Conclusion

However you address the stains in your life, make sure to follow manufacturer’s instructions and to never ever mix random cleansers. Especially bleach and ammonia, as the combination will create chlorine gas, a toxic vapor.

If my research for this article has taught me anything it’s that there’s a cleaning solution for just about every stain, especially if you catch it before it goes through the dryer.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on April 23, 2017 · 99 comments

  1. I finally used up my year-long Voodoo Donuts gift certificate to get a dozen donuts to take down for my son’s dorm mates. If I never see another donut in my life it will be too soon.
  2. I was able to write two Clark Howard articles while I was at Timberline Lodge. Making money while on a free vacation is pretty sweet.
  3. I’m reading a library copy of the book “Lab Girl.
  4. I turned off the heat and switched the hot water heater to low while we were out of town.
  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Katy Wolk-Stanley

Now your turn. What frugal things have you been up to?

“Use it up, wear it out, make it do or do without.”

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