Fabulous Frugal Finds

by Katy on February 12, 2010 · 6 comments

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It’s time again for another installment of Fabulous Frugal Finds. An ongoing series where you, the reader send in stories and photos of your brag-worthy frugal scores.

Today’s Fabulous Frugal Find comes from Emily, whose adorable daughters were outfitted for a “Daddy Daughter Dance” in their thrift store finery. These girls are as cute as buttons and are perfect examples of how living cheaply is the key to a richly lived life.

“I wanted to share my happiness tonight. I just packed my girls off to their first “Daddy Daughter Dance.” As you can see from the attached pictures, they look adorable, and they are proud as punch of their “new” thrift store fancy clothes. The younger girl’s dress cost $2.39 (but I splurged on new shoes – poor second daughter never gets brand new shoes, and you have to admit the zebra makes the outfit). The older girl is wearing a Lands’ End green velvet shrug ($2.99) and black velvet Gap skirt (99 cents!). We put the money saved on clothing towards the limo ride to the dance with the rest of the kids on the block . . . .”

Thank you very much to Emily for sharing her story and her photos. If you have a Fabulous Frugal Find to share, please e-mail me your info so I can share your finds with the Non-Consumer Advocate community.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Is There Such Thing as Too Small?

by Katy on February 11, 2010 · 37 comments

Photo by Angel Chevrestt for The NY Post

The New York Post just ran a story about a Manhattan couple who are living in a 175 square foot “microstudio” (a.k.a. converted maid’s quarters) condominium and are apparently happy as clams. What makes this situation unique is not that they’re living in a small space, so much as how they’ve adapted their life to make this work.

The small house movement has been gaining steam, with help from Susanne Susanka’s Not So Big House books and those darling tiny house trailers that fit all of life’s necessities into intelligently designed little spaces. Setting your sites on smallness is nothing new. Henry David Thoreau did it, and there’s even a Small House Society, whose slogan is “Better living through simplicity.”

But this small apartment is different. This couple is not trying to fit all of life’s necessities into a small space. They choose instead to live much of their life outside of their home. Their work clothes are “strategically stashed at various dry cleaners.” and the couple proudly states that “we don’t cook.” (Although they do have a mini-fridge and a hot plate.)

So . . . minimal clothing storage and no cooking equals no storage of the paraphernalia that comes with cooking and attire. No pots and pans, no dishes and just a few casual outfits.

I know that every person makes different choices about how they live their lives, and that’s good, that’s important. But I look at the gallery of photos that accompany this article, and I want to install a wall mounted reading light, switch their bed out to one with storage and buy them an old fashioned broom. (They use a Roomba to keep up with cat hair.)

The husband is quoted as saying that “Every bit of space is utilized,” but that’s just not true. There are no wall mounted shelves or even a speck of dust under their bed.

But let’s look at this from another angle.

Is this couple happy? Apparently so. Are they harming anyone? Well . . . with the exception of the garbage that must come with eating tremendous amounts of take out, I’ll have to say no. Is this couple living within their means, (This apartment set them back a mere $150,000 plus $700 per month in maintenance fees) so they can realize other hopes and dreams? Yes.

I spend hours every day cooking, cleaning, doing laundry and generally failing to keep up with the tasks of owning a large house. Yes, I’m a parent, which makes this a situation of comparing apples to oranges, but the idea of a one minute house cleanup like heaven-on-a-stick. I lived in New York for a couple of years, so I get the whole it’s worth it because I live in the greatest city ever thing.

It’s certainly interesting, as it makes me actively comb through through my reactions to this article, and to see my own roomy house with a fresh eye. Could I live in a space this small without going bug-freaking-crazy?

Do you lust after those tiny wooden trailer houses and  a simpler life like I do? Please share your thoughts in the comments section below.

Thank you to Naomi Selden over at Simpler Living, whose column on small living spaces linked to this article.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Cheer Up!

by Katy on February 11, 2010 · 10 comments

This time of year can be a bit daunting. This holidays are starting to fade, yet the summer months seem endlessly far in the future.

It’s hard not to slide down into the dumps.

In the name of February doldrums around this great planet of ours, I present you a bunch of stuff to cheer you up:

  • Feel inadequate whenever you spy the perfection of women in magazines? Fear not, as these pinnacles of perfection are as real as Santa Claus time traveling with the tooth fairy. Click here to be taken to some terrific Photoshop trickery.
  • Like little moments of win? Then you’re going to love It Made My Day, which is a deliciously addictive website with endless tiny stories that readers send in of things that made their day. Warning, you might want to make sure you’ve cleared  a chunk of time on your calender first, as this site is a time suck.
  • Think your family is weird? Well, they’re probably nothing compared to the competition over at Awkward Family Photos, which is devoted to all those bizarre and ill conceived family portraits that haunt us all. Make sure to read the captions, which are sure to bring a chuckle.
  • And last, but not least is the old standby I Can Has Cheezburger, whose page after endless page of silly captioned cat pictures is pure genius. I know it sounds stupid, but that’s kind of the point. This site is especially fun to look at with kids, as it’s totally G rated, yet still hilarious.

Did I leave out your favorite cheer-up site? Please share your links in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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The following is a guest post from Leo Babauta from both mnmlist.com and Zen Habits. Leo has an uncopyright policy with his blogs, which means that he’s happy to share his writing with one and all.

This piece first ran on October, and since there’s a link to The Non-Consumer Advocate, it caught my attention. It must be running again because I’m getting a fresh smattering of hits from the link. Enjoy!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

As we talked about in the True Cost of Stuff, buying something new requires the extraction and destruction of a lot of resources, not to mention the destruction of our environment in extracting, hauling, manufacturing, packaging and shipping the item.

So if we want to avoid buying new things, what should we do if we need something? After all, there are always times when we feel we need something — not just want or desire, but need it for a real purpose. We might need new clothes, or books, or a bike so we can cut back on using a car.

One woman decided to buy nothing new, which is an interesting solution, but probably not for most people. But while you might not want to put such a drastic moratorium on yourself, here are 7 things you can do before even considering buying a new item.

  1. Reconsider your need. Do you really really need it? Or is it a want? Or can you change things so you don’t need it? This should always be the first thing you do.
  2. Borrow. You might only need it temporarily. Borrow books from friends or the library. Borrow a dress for a special occasion. Borrow a tool for a short-term project. Be sure to lend things in return, when you can.
  3. Ask friends and family. Sometimes people you know might have the item you need, but not need it any longer. Instead of loaning it to you, they might be glad to give it to you. You only need to ask. I’ll often send out an email (or tweet) if I need something that others might have.
  4. Freecycle. Same idea, but using a wider network. There are Freecycle networks in many areas — people who want to give something away, or who need something, post to the list and very often exchanges are made — for free.
  5. Buy used. It’s infinitely better than buying new, because when you buy used you’re not having new resources taken from the earth and manufactured, but rather extending the life of resources that have already been used. Try thrift shops, charity stores, yard or garage sales, Craigslist or Ebay.
  6. Make your own. This won’t work in every case (if I had to make my own clothes people would laugh at me more than they already do), but sometimes you can make something that’s just as good as buying, with inexpensive materials or materials you already have. This works if you’re good with crafts or carpentry especially. It can also be fun to get the family involved.
  7. Go without. I know this seems the same as the first item on the list, but actually it’s a bit different: say you decide you really do need something, but can’t find it anywhere or make it. Should you buy new? Well, maybe you can go without it for awhile, until you do find a used version. Maybe you need it but don’t need it right now. Often things will turn up when you keep your eyes open — someone will happen to mention they have the item, or you’ll see it on Freecycle or Craigslist after a week or two. And sometimes, the need for the item will go away, and you’ll be glad you waited.

Sometimes you might have to buy a new item, even after exhausting all these options. But if you can run through this list first, often you’ll find you didn’t need it new.

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Compost, What Are You Waiting For?

by Katy on February 8, 2010 · 25 comments

The Oregonian newspaper recently published an article on how we Portlanders will soon be able to start composting our food waste in our yard debris cans, which get curbside pickup.

Portlanders will even be able to compost such food waste as bones and food soiled paper, like pizza boxes and paper towels. This is fantastic news, (especially for me) as chicken bones are one of the components of my monthly pickup that’s pretty damned foul after baking in the sun for a month.

But shouldn’t we already be composting our food scraps?

The city Metro department  sells discount composters, and according to their website:

“Approximately 500 pounds of material is composted annually in each of these bins.”

Wow. I’ve been composting since 1998, which means that I’ve diverted 6000 pounds of material from the landfills and yard debris collection areas. 6000 pounds that didn’t have to get trucked away from my home. 6000 pounds of organic material that enriched the soil on my property.

It’s great that the city is setting up a convenient way for Portlanders to compost their “kitchen scraps,” and yard debris. But there’s no reason why we should send this black gold away.

The reality is that even in green-friendly Portland, Oregon, the majority of people don’t compost. And unfortunately, it takes major government intervention for significant change to occur for most. For some, it’s because apartment or condominium living is non-conducive to a compost bin. But for others, it’s due to the mindset that starting up a compost pile is a complicated and smelly endeavor. (Note — my compost bin smells just fine.)

eHow, (one of my favorite new how-to sites) has a nice simple page on setting up and maintaining a healthy compost pile, which should get even the most citified beginner on her way.

Do you compost, and was it difficult to get started? Please share your insights in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Hoarding

by Katy on February 8, 2010 · 15 comments

I don’t have cable, but I keep hearing about the different hoarding shows that are on TV, like A&E’s Hoarders, which describes hoarding as:

“Compulsive hoarding is a mental disorder marked by an obsessive need to acquire and keep things, even if the items are worthless, hazardous or unsanitary.”

Luckily, Hoarders episodes are available to watch online, which I’ve only just now started browsing. These episodes are compelling, and with a goal that seems to genuinely be to help those suffering from this debilitating affliction.

The Learning Channel (TLC) even got in on the action with their Help, I’m a Hoarder special. Click here and here and here and here to watch a clip:

Hoarding is so sad, as these people are so overwhelmed and stifled by their excessive consumer goods. Hopefully, these television programs will help people to realize that they’re not alone, and inspire others to make positive life changes.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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My Devil Mini-Me

by Katy on February 7, 2010 · 10 comments

The following is a reprint of a previously published post. Enjoy!

Because I do The Compact, (buy nothing new) it’s easy to narrow down my shopping opportunities.

So yes, it is at thrift stores, garage sales and other secondhand sources that I make all my purchases.

However, an important decision I’ve made, is to only buy things I actually need. I am not completely successful with this goal, but I’ve come a long way.

I don’t like a cluttered house, although I am a natural pack-rat.

It’s like I have those cliche’d mini-me’s on my shoulders tugging me this way and that:

Devil mini-me: “Ooh Katy, that is such a cool vintage clock/cheese slicer/end table/whatever, you’d be a fool to not snap that up!”

Angel Mini-me: “Don’t buy it Katy! Be strong. You know you already have more crap than you can deal with. Why buy more stuff when you can’t even figure out what to do with what you already have?”

Devil mini-me: “Don’t listen to that goody-goody! You could even sell this expensive stroller/voodoo doll/great book on eBay or craigslist.”

Angel mini-me: “Get out now Katy. Abort! Abort!”

You get the picture.

It’s just as easy to load up on the unnecessaries in life at a thrift store as it is at Walmart. For me it’s actually easier to lose the wants vs. needs battle. If you find a used whatchama-whatever, you have to pounce on it right then and there. It probably won’t wait for you to return an hour later. Whereas, a new purchase can wait be bought when it’s first seen, or even a day or two later.

I try very hard to not shop recreationally. The problem is that I do love going to thrift stores, and would happily spend my days browsing through the various Goodwills in town.

However:

Katy + thrift stores = cool junk that does nothing to support my mission for a responsibly frugal life. Junk is not a need.

Now if I could only get that angel/devil duo to work on all my other character flaws.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Alice, a Non-Consumer Advocate reader asked this question in the comments section of my column about Frugal Living Without Gogurt or Hamburger Helper.

“Katy, how about some meal ideas for those of us trying to cook from scratch more? I would love to hear what you make from that list of shopping! Thanks.”

I don’t have time to answer Alice’s question with the attention that it deserves, (I have to be at work in six hours and 49 minutes) but that doesn’t mean that you don’t.

What advice do you have for Alice, or anyone who is trying to learn how to cook from scratch? Please share your insights in the comments section below.

Thank you!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Is Frugality the New Norm?

by Katy on February 4, 2010 · 33 comments

I gave an interview today about frugality, and the reporter asked me whether I thought the current interest in frugality would last beyond the recession. I answered that although I thought some of the folks who were discovering the joys of living a rich life on little money would stick with it, that the majority of Americans would be happy to resume free spending once the economy picked up again. This answer surprised the reporter, and it stuck with me the rest of the day.

Will living through the current recession bear long lasting changes in consumer behavior long after the paychecks start rolling off the assembly line again?

Having just finished Lauren Weber’s In Cheap We Trust: A Story of  Misunderstood American Virtue, I had fresh in my head how Americans have repeatedly been happy to shed the deprivation of frugality when it’s paired with poverty. Sure, there are many who continue on with a lifetime of frugal and non-wasteful lifestyles, but they are the exception rather than the rule.

But then I started to think about how the current wave of frugality is now paired with green living, which is a first. The sustainability component may be the X factor that’s been missing from other eras of American frugal living. The ingredient that keep people staying the course, even after their finances loosen up.

This wave of frugality may actually stick.

What do you think? Is your frugality here to stay? Will you start up with big spending as soon as we weather the current economic storm? Please share your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”


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I have a love/hate relationship with coupons. I love being able to bring my grocery bills down, but I’m unwilling to do so at the expense of the quality of food that I feed my family. And I’m not talking about national brand vs. generic, I’m talking about questionable ingredient packaged food vs. real food.

In other words, no Gogurt or Hamburger Helper, no matter how cheap.

But that doesn’t mean I’ve given up on coupons. I still clip through the Sunday paper, and am particularly enamored of the $10 off $50 Safeway coupon that runs at the beginning of the month in The Oregonian. So much so, that I redeem one at the beginning of the week, and then another at the end of the week. (That way I’m pretty much set for a month’s worth of food, except for perishables.) I also make sure to always use four coupons per trip, which is how many they’ll double.

Today I went to Safeway and bought:

  • 1 box of Cheerios
  • 3 boxes of Chex cereals
  • 5 pounds of sugar
  • 2 boxes of rotini pasta
  • 2 packages of chocolate chips
  • 5 pounds of flour
  • Peanut butter
  • A box of brownie mix
  • 6 cans of El Pato chili sauce
  • 1 can of El Pato salsa
  • 1 package of tortillas
  • 2 pounds of shredded mozarella
  • 2 gallon of skim milk
  • 1/2 gallon of whole milk
  • Sour cream
  • Cottage cheese
  • 2 Blistex lip balms
  • 4 loaves of bread
  • 4 whole chicken breasts
  • 1/2 pound of rock shrimp
  • 1/4 pound of Krab meat
  • 4 avocados
  • 2 onions
  • Broccoli
  • 1 pound of deli sliced ham
  • 2 bags of tortilla chips.

The total for all this food was $56.73.

And with the exception of the brownie mix, nothing was particularly packaged or junky. The tortillas chips were a special purchase for Superbowl Sunday, which is more about normally forbidden snackage than the actual football game. I still have a large amount of Granny Smith apples and oranges from another store that has better (and cheaper) produce.

I don’t spend more than a couple minutes per week clipping coupons, yet I save a ton by combining them with sale items. I could set up a pantry that would allow me to really stock up on specials deals, but have never felt like I needed one.

I shop to keep a generalized supply of ingredients in the house rather than ingredients for specific recipes. This is what works best for me. Kristen at The Frugal Girl shops for her meal plans, which keeps her organized in order to feed her family of six. Neither method is better, it’s just our own personal style.

Safeway is not actually the cheapest grocery game in town, as Portland is home to Winco, which is even more affordable. However, the nearest store is pretty far from my house, and in a sketchy area of town. (I have witnessed illegal activity in the parking lot.)

People complain about the increased prices of foods, but I’ve found that I’m still able to buy huge amounts for very little. And most importantly, I’m able to do so without buying weird food just because they feature prominently in the coupon circulars.

Are you able to balance healthy eating with coupons? Please share your thoughts in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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