Five Frugal Things

by Katy on November 1, 2017 · 72 comments

  1. I bought an on sale chuck roast yesterday and filled my house with the heavenly scent of pot roast. I gobbled up all the ambrosia-like carrots and onions, so I’ll go to the store today for more carrots to bake in the leftover broth. Day two of the house smelling like pot roast? Even Lorelei Gilmore would approve.

  2. I sold an Izod shirt on eBay that I’d had listed for ages. I then bought a pair of eBay jeans that I’ve determined to the perfect size and style for me. I was down to a single pair of pants, (“trousers” for you British readers) and was unlikely to come across these specific jeans while thrifting. I paid $13.50 with free shipping, which works for me.

  3. For years I’ve set up an old TV/VCR combo in our front window on Halloween to play “The Nightmare Before Christmas.” We no longer own this TV, so instead I set up a big computer monitor and played the same movie through Netflix. Our nine front steps are wide, which gives them the illusion of being steeper than they actually are, so I feel the need to advertise our house as “worth the effort” to hesitant trick-or-treaters. It always works and many of the kids commented on how much they loved it. This Halloween decor doesn’t need to be bought, stored or maintained. Using what I already have as a Halloween feature? Perfect!

  4. I packed up the Izod shirt in a used manilla envelope, I arranged a free USPS pickup to avoid driving to the post office, I handed out Red Rose figurines to trick-or-treaters who wanted “a ceramic figurine” and I only bought practical food while grocery shopping. So yeah . . . no ice cream.

  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on October 31, 2017 · 60 comments

  1. I’ve been successful at not breaking into the Halloween candy, even though I changed my mind about storing it at the neighbor’s house which is my normal Katy-is-an-unapologetic-wierdo hack. (Instead, I shoved it into the back of our attic space to protect it from inevitable late night cravings.) I bought it during a 50%-off sale a couple weeks ago and look forward to handing it out to tonight’s adorable zombie cheerleaders and Darth Vaders. I’ll be alone at the house for the first time ever as my husband works and the kids are in college, but I still plan on dressing up and reveling in the neighborhood fun.

  2. I sold an antique cast iron skillet through Facebook Marketplace that was a pay-by-pound Goodwill Outlet find. I then sold a textbook through eBay that I’d pulled from a free pile while dropping my son off at college. I was put on call for work yesterday and then immediately called back in, which gave me four hours of overtime pay. I submitted another Clark Howard article and proposed two more article ideas.

  3. I borrowed my friend Lise’s sweater shaver to tidy up a Pendleton wool sweater that I’d bought at the Goodwill Outlet. I’d intended the sweater for my husband, but it was too small for him which means I now own a refreshed pill-free and cozy sweater for fall. I don’t own very much clothing, and this addition is perfect as the sweater is warm but still pretty thin. Plus, we Oregonians love our Pendleton wool!

  4. I worked yesterday and brought my own lunch, and then drank the free crappy coffee and the free delicious tea, I decorated my front porch using Halloween doo-dads that a former neighbor had handed down to me a million years ago, I gave my friend Lise a can of La Croix cranberry seltzer as a thank you for the sweater shaver and I let my free HBO subscription expire without renewing it, (I only wanted it for Game of Thrones.)

  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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I love, love, love the Portland area Goodwill stores. And although I’m on a mostly pay-by-the-pound Outlet kick lately, there are still bargains and entertaining oddities to be found at their regular retail stores as well.

I don’t have a specific list of items I keep an eye out for, although there are general categories of things that draw me in.

Odd Things: 

I didn’t buy any of the items in the following photo collage. Especially not the infant/doll/dog sweatshirt that boasts that it “brought sexy back.” None of the wearers should be considered “sexy,” so yes, it warranted a photo op.

Targeted Savings Banks:

Of course, I’m always on the lookout for what I call “targeted savings banks.” And Goodwill does not disappoint. That barrel of money? Totally empty!

Bait and switch, Goodwill. Bait and switch!

Fodder For Selfies:

There are some Goodwill items that beg to take photos with me, and who am I to refuse that request. I didn’t buy any of these things, although I kind of regret not getting the satin bomber jacket.

The Good Stuff:

However, not all Goodwill items get left behind, as I enjoy a good flip to plump up the ol’ college fund. All four of these items recently made it into my cart and out of the store.

  • The vintage Dremel electric shoe polisher worked perfectly and had good completed sales on eBay, so I bought it to resell. However, my husband bonded with it, which means that it now lives at his workplace for his shiny boot needs.

  • The Vans woven throw blanket looked brand new and also had good completed sales on eBay. I listed it on eBay and quickly sold it to someone who lived not far from me in Portland.

  • The striped suitcase was a collaboration between a high end designer and Target. (Her designs are normally sold at Lord & Taylor.) It was only offered briefly and had a great resale value. It was in excellent condition and I was able to sell it for a nice profit through Craigslist. This purchase was an example of how I try to only buy items for resale if I’d be happy to keep them if it turns out that my instincts were off. It was super cute with a cheery bright apple green interior.

  • The over the door hooks are a knock off/inspired by the Eames hang-it-all system that normally sells for $199. Again, I figured it would be handy to own if I couldn’t find a buyer. Luckily my instincts were right on this one, as I bought it yesterday, listed it on Facebook Marketplace last night and already have three interested buyers. It won’t make a big profit as I priced it pretty low, but it will pay for the chocolate malteds that my mother and I enjoyed yesterday afternoon.

The great thing about thrift shopping is that you can buy high quality items without paying high quality prices.

Just yesterday I paid $19.84 and bought:

  • A Talbots down puffer vest.

  • Four pairs of $50 – $225 jeans for resale.

  • New looking Levi’s and a Pendleton wool sweater for my husband.

  • The perfect color coiling phone cord for one of my vintage phones.

  • A new in package paint brush.

  • A Vera Bradley purse.

I call that fabulous-will!

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on October 26, 2017 · 86 comments

  1. I worked yesterday and brought food from home, even though all I had for a heat-and-eat meal was half of a roasted acorn squash, hard boiled eggs and a banana. I worked my tuchus off and needed every single drop of the free crappy coffee and the free delicious tea.

  2. I came home and remembered that they’d started airing the second season of The Durrells in Corfu on the PBS Roku channel. I loved the My Family & Other Animals books when I was a child, and even read them aloud to my sons when I became a parent. This Masterpiece Theater series is one of the few television adaptations that does justice to the source material. Laying in bed watching the struggles and adventures of the perfectly imperfect Durrell family was the perfect end to an exhausting day.

  3. I’ll be treating my mother to a Birthday Day of Adventures this afternoon. I won’t spoil the surprise by sharing my specific plans, but there will be an anchor activity, a meal and then a treat. All based on my mother’s interests and centered around a single locality. Very few of us are wanting for miscellaneous knick-knacks and random tchotchkes, so I encourage you to consider replacing your thing based gifts with experience based gifts. After all, multiple studies have shown that experiences make us happier than physical objects. Plus the enjoyment of the gift can be shared with all who participate. Click HERE to see how we celebrated last year.

  4. I decided that I didn’t like the You’re a Badass at Making Money book that I currently have from the library. The author’s tone and central premise about the super cool amazingness of being rich rubbed me the wrong way, so I’ll be returning it to the library this afternoon. It’s a couple days overdue, so I’d planned on dedicating time to finish it, but instead I decided to cut my losses. I’ll also drop off our election ballots at the library, which will save us 98¢.

  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Please note that this giveaway has ended. Congratulation to Karen C. and Diane Black!

Like many others, I’m a big fan of Gretchen Rubin and her writing. She hooked me with The Happiness Project, and has continued to draw me in with her subsequent books, Happier at Home and Better Than Before. Plus, she and her sister Elizabeth Craft also host a weekly podcast titled Happier with Gretchen Rubin, so it’s damned near impossible to escape her influence. (Plus, as you can see we’ve had the opportunity to meet in person a number of times.)

To say that Gretchen Rubin is a disciplined and prolific writer would be an massive understatement. Then again, she is an “Upholder.”

What’s an Upholder? An Upholder is a person who naturally and easily meets both outer and inner expectations, and is one of the four tendencies outlined in Rubin’s newest book, The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People’s Lives Better, Too.)

These four tendencies describe a personality framework based solely on whether someone meets or resists outer and inner expectations.

Here’s a graphic for a visual reference:

So for Gretchen to take on such ambitious projects is a natural fit. She’s able to set and reach personal goals and then meet deadlines set by her publisher.

See that bottom circle, the “Rebel?” The one that reads “Resists outer expectation, resists inner expectation.” That’s me. And although “Rebel” sounds all James Dean and sexy, it’s actually a huge pain in the tuchus to be that person. External expectations make me less likely meet my obligations, which is both illogical and personally frustrating. (I also suspect that I was a challenging child to raise.)

However, I think that being a Rebel is closely tied to a richly creative mindset. Because I have zero interest in going through life like everybody else, I’m compelled to reinvent each and every wheel. I don’t let others’ opinions hold me back from what I want, and I’m almost impossible to embarrass. I have a strong sense of self, but I have a terrible time with deadlines and self discipline.

Luckily, this book doesn’t just focus on identifying your individual tendency, but explores motivation and what it means to meet or resist life’s expectations. (Which Rubin clarifies is only a single aspect of what makes us tick.) Rubin also gives very concrete information about how to interact with and understand others’ tendencies, which is important for anyone who’s not currently a hermit.

There’s an online quiz to determine your tendency, although I do have to confess that I’ve only skimmed it.

I could go on and on about this book, but instead I’m going to cut to the good part.

I’m giving away copies of The Four Tendencies to two lucky readers. Just write your name in the comments section below, and I will randomly choose the winners on Sunday, October 29th at 9 P.M. PST. 

Rebelliously yours,

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Work Perks

by Katy on October 24, 2017 · 48 comments

The following is a reprint of a previously published post. Enjoy!

monthly-passes

I work for one of the largest private employers in the state of Oregon, and with this job comes some great benefits. Deals on cell phones, gym memberships, discounts for local businesses and my favorite — a free all-zone adult public transportation pass. To buy this privately, (as many people do) would set me back a whopping $946!

That is one mighty fine work perk.

Although I’ve been in the same job for 14 years, I have enjoyed employment by many different companies throughout the years. I’ve worked everything from retail in Idaho, shoe sales in London, (note to self — DON’T ask customers if they’re planning on wearing their shoes with a skirt or “pants.”) cinemas and restaurants in Portland, Oregon and even as an elf at Macy’s in Herald Square, New York.

Yeah, I moved a lot.

The jobs varied from interesting to tedious, poorly paid to semi-poorly paid. But they all had one thing in common — work perks.

Working retail meant an employee discount on merchandise, which could be quite sizable, other jobs provided handy perks as well:

  • The variety store in Ketchum, Idaho gave a “cost plus 10%” discount, which sometimes translated to 90% off. Got my holiday shopping done early that year!

  • The shoe store in London not only offered a discount on shoes, (the amount of which I’ve forgotten) but customers would occasionally purchase new shoes and leave the old ones in the store. As gross as this may sound, I got a new looking pair of super cool shoes this way, which I held onto for at least ten years.

  • Work in restaurants always provided free food and drinks, and working at a movie theater meant I was able to see free movies at all the theaters in town for myself and a guest. This last job was during my senior year of high school, and my best friend and I took great advantage of the viewing opportunities, often seeing multiple movies in a single day!

  • Oddly, the stint as a Christmas elf at Macy’s was one of the worst employee discounts, as it was for only 15% off products that could be worn on the body. (clothing, jewelry, make-up, etc.) Although, Wearing a head-to-toe sparkly elf costume meant I didn’t have to dress professionally, which I considered to be a huge plus. Not to mention, it was simply a lot of fun!

My current job as a labor and delivery nurse also provides my work wardrobe, (although there is certainly less bling than your average elf costume) which has probably saved me thousands of dollars through the years. Some nurses on other floors have to provide their own scrubs, but ours are provided by the hospital as we circulate through the operating rooms and need to have certifiably clean outfits. Infection control and all.

These work perks can be a huge part not only in making a job worthwhile, but in employee retention. My friend’s husband works in management at AT&T, and got free box seat tickets to take their  daughter and her friends to see a Miley Cyrus concert last night.  (This probably won him the daddy-of-the-year award at his house!)

The main work perk that attracts employees and then keeps them in place are health care benefits. How many of us have stayed in a  job simply because we needed the benefits? Or even left a job we loved because it didn’t provide those essential health care benefits?

Have you ever taken a job because it came with fabulous work perks? Was it an employee discount on merchandise or comprehensive health care coverage? What was your favorite work perk you’ve ever had? Please share your stories in the comments section below.

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on October 23, 2017 · 86 comments

  1. I made sure to buy my Halloween candy over the weekend when Fred Meyer (Kroger) ran a special e-coupon where all candy was 50%-off with a $10 purchase. I stacked this deal with coupons and ended up spending just $13.48 on a mountain of candy. (There’s enough that I’ll likely return a couple of unopened bags after Halloween.) However, my not so secret money saving hack is that I annually store our candy with the next door neighbors so we’re not tempted to snack on it. (Step one is admitting you have a problem.)

  2. I sold some Jonathan Adler bookends through eBay, I sold a vintage suitcase and board game through Craigslist, I listed a couple of newly thrifted items on eBay and then I renewed all my random online listings. I also attended a paid four hour meeting at work.

  3. We celebrated my mother’s 75th birthday on Saturday, which was marked by a luxurious restaurant meal courtesy of my stepfather. Instead of a physical gift, I’ll be treating my mother to a birthday day of adventures to create memories instead of clutter.

  4. My son was too sick to attend a soccer game, so my husband sold his ticket for $27, I bought a new tea kettle at the Goodwill Outlet as our old one had a broken whistle, and then I listed our old one in my buy nothing group, I then gave away a sleeve of disposable cups through the same buy nothing group, I arranged a USPS porch pickup to avoid a post office errand and I’m wearing the same thrifted sweater and jeans that’s pretty much my dull mom uniform. Whether you call it the elevated term of “capsule wardrobe” or simply just own hardly any clothing, it’s still a frugal choice. (By the way, I do not have a “capsule wardrobe,” I simply have zero interest in fashion.)

  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on October 19, 2017 · 114 comments

  1. I was on my way to a work meeting, when I came to the realization that traffic was peak crappy and I should just turn my car back around. (There’s a repeat of this meeting on Monday.) I took this as an opportunity to make a Costco run to gas up the car, return a $45 item and pick up coffee, honey and the dog food that I buy for my father’s dog. I then dropped off the dog food and popped in one of my favorite Goodwills. I bought a couple of mugs to resell on eBay and nothing else.

  2. I worked yesterday and brought some leftover split pea soup that needed to get eaten up. I somehow avoided all the candy and cookies that populate break rooms this time of year, which should earn me some kind of medal. Nothing frugal about eating a gut-ton of unhealthy food, even when it’s free.

  3. I’m arranging to sell three items through Craigslist, NextDoor.com and Facebook Marketplace tomorrow. I sold some Discovery toys marble roll pieces through eBay and I’m thisclose to being ready to put a finish on my Broyhill credenza buffet sideboard cupboard thingy, which should bring in a couple hundred dollars. I also have two new paid writing assignments. I know it’s a ridiculous goal, but I’d like to bring in an extra $1000 per week with all my side hustles.

  4. My husband brought me a big box of free bubble wrap from his work.

  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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Five Frugal Things

by Katy on October 17, 2017 · 80 comments

  1. I remembered that I had a free trial voucher for the Chinook Book app. This was perfect timing as my plans for today included a movie theater with 2-for-1 Chinook Book coupons. This translated into my friend Nancy and I being able to pay $2 apiece for our theater admission! Again, yes, I am a unapologetic cheap date.

  2. I spent hours scraping paint from the midcentury buffet that’s been my summer project that somehow snuck in the fall season. I pretty much have all the paint stripped off, and should have the piece completed by the end of the week. I’ve toyed with the idea of keeping it, but I’m trying to increase my side gig income so I won’t have to work so many hours at the hospital. I figure I should be able to get $200-$300 for it when all is done, which will be a nice reward for all my hard work.

  3. I was leafing through a magazine when I realized that I miraculously had almost all the ingredients for a Quinoa and Roasted Pepper Chili recipe. Not only did it use up the 1/4-cup of quinoa that’s been slowly aging in my pantry, but I’d just picked up super cheap peppers and zucchini from The Grocery Outlet. Sure it called for kidney beans, but I substituted black beans, and sure it called for “fire roasted diced tomatoes,” but regular diced tomatoes did the trick. The end result was incredibly delicious and will most certainly be added to our rotation. I love soups this time of year, and am happy to welcome a new recipe into my somewhat tired repertoire.

  4. I have buyers who are interested in a cast iron pan and a vintage suitcase, both recently picked up at the Goodwill Outlet. I just got an email from someone who wants to buy a board game that I nabbed while visiting my son last week. I sold one eBay item and am working two days this week.

  5. I didn’t buy a Lear Jet or a vulgar gold-plated apartment in the sky.

Now your turn. What frugal things have you been up to?

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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I Test Out Four Beauty Hacks

by Katy on October 16, 2017 · 29 comments

This post first appeared over at ClarkHoward.com. Enjoy!

It seems that the internet is crowded with every category of life hack, you know the type. “Seven life changing hacks, you won’t believe number four!” Unfortunately, 9 times out of ten there’s not even a single piece of new or useful information within those dratted listicles.

Lucky for you, I’ve tested out the following four beauty hacks, which should hopefully steer you in the right direction.

Re-solidify powdered makeup

I must be a closet klutz, as it’s pretty common for my pressed makeup (such as eye shadow and blusher) to transform into a powdery mess, tempting me to just toss it into the trash.

But I recently came across a tip of how to bring accidentally powdered makeup back to a solid state, requiring nothing more than a few drops of isopropyl alcohol, commonly known as “rubbing alcohol.”

  • Step one: Gently break up the makeup until it’s a uniform powdery consistency. (I used the back of my makeup brush.)

  • Step two: Drip in the isopropyl alcohol until it’s uniformly wet, but not watery.

  • Step three: Smooth the mixture so there’s an even top surface. Make sure to leave the lid open so it dries in a timely manner.

  • Step four: Enjoy your refreshed product!

Grade: A+ 

Scrape out every last bit

Another frustrating makeup experience is when a tube or bottle of liquid makeup has an inaccessible amount of product that stubbornly clings to the side. Of course you can spend $5.78 for a “beauty spatula” to address this issue, but there’s a free option for those of us who prefer to hold onto our money, which is the Starbucks green plastic stick, officially called a “splash stick.” (See? You learned something new right there!)

Did it work as well as a spatula? Probably not, but it was certainly able to get into nooks and crannies that my applicator sponge couldn’t access. Just make sure to not use this hack as an justification for an expensive coffee purchase!

Grade: B+

Shave with conditioner

I recently had an opportunity to try out this beauty hack as I was staying in a hotel and staring down one of those tiny bottles of conditioner.

Although the conditioner was a thinner consistency than a traditional shaving cream, it still did a serviceable job of providing a smooth shaving experience. This is a perfect use for hotel conditioners, which are already a travel friendly size. (Actually smaller than official travel-size shaving cream.) Plus most of us have a few of these already floating around in our homes.

Will I replace my traditional shaving cream with conditioner? No. But I can certainly add this into my travel routine.

Grade: A

Powdered cocoa as eyebrow filler

I should preface this hack by admitting that I normally don’t give even a moment’s thought to my eyebrows, so it’s hard to compare this product to its traditional counterpart. However, in the name of research I dove right in.

This hack was a bust, as I ended up smelling like a Hershey bar, but looking like Groucho Marx.

Perhaps someone with superior eyebrow grooming skills would have better luck with this hack, but for me, this one was a hard “no.”

Grade: D-

The best frugal hack when it comes to makeup and general beauty products is to buy from a store with a liberal return policy. This includes Rite Aid, who promises that “Any opened or used beauty product of any brand name can be returned for a full refund when accompanied by a receipt.” Although think twice before buying from Walgreen’s whose “Returns and exchanges for specific items, particularly cosmetics and electronics, are handled on an individual basis by individual store managers.”

Hopefully you’ve learned something that will help you to simplify your beauty routine while keeping your hard earned dollars in your wallet.

Your pal,

Groucho Marx

Katy Wolk-Stanley

“Use it up, wear it out, make it do or do without.”

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